BIN 492963
BANCO SANTANDER, S.A. • URUGUAY • VISA
About BIN 492963
BIN 492963 is a VISA credit card operating on the INFINITE payment network, issued by BANCO SANTANDER, S.A. in URUGUAY (UY). The default settlement currency for this card is Unknown. This is not a prepaid card — it is linked to a standard bank account or credit facility. Card numbers beginning with this BIN pass the Luhn algorithm validation, confirming they are structurally valid card numbers.
Frequently Asked Questions
What is BIN 492963?
A Bank Identification Number (BIN), also called an Issuer Identification Number (IIN), is the first 6–8 digits of a payment card. BIN 492963 identifies BANCO SANTANDER, S.A. as the issuing institution for cards carrying this prefix. These digits tell payment processors which bank issued the card before the full transaction is initiated.
Which bank issued BIN 492963?
BIN 492963 was issued by BANCO SANTANDER, S.A., a financial institution operating in URUGUAY. Their official website is http://www.santander.com.
In which country is BIN 492963 registered?
BIN 492963 is registered in URUGUAY (country code: UY). The issuing bank, BANCO SANTANDER, S.A., holds the licence to issue cards under this BIN range in URUGUAY. Transactions on these cards typically involve URUGUAY-based banking and settlement infrastructure.
Is BIN 492963 a credit, debit, or prepaid card?
BIN 492963 belongs to the credit card category. This is not a prepaid card, so it is linked to a standard bank account or approved credit facility.
What payment network does BIN 492963 use?
BIN 492963 operates on the VISA payment network using the INFINITE card scheme. This means all transactions made with cards carrying this BIN are routed and processed through VISA's global payment infrastructure.
What currency is associated with BIN 492963?
The primary currency associated with BIN 492963 is Unknown. This is the currency in which domestic transactions are typically billed for cards under this BIN range when used in URUGUAY. International transactions may involve currency conversion depending on the merchant's country.
Does BIN 492963 pass the Luhn check?
Yes — card numbers beginning with BIN 492963 pass the Luhn algorithm. The Luhn algorithm is a standard checksum formula used by payment systems to detect miskeyed or structurally invalid card numbers. A passing result confirms the number range is mathematically valid.
