BIN 446296
UNICREDIT BANK, S.A. • ROMANIA • VISA
About BIN 446296
BIN 446296 is a VISA debit card operating on the GOLD payment network, issued by UNICREDIT BANK, S.A. in ROMANIA (RO). The default settlement currency for this card is Unknown. This is not a prepaid card — it is linked to a standard bank account or credit facility. Card numbers beginning with this BIN pass the Luhn algorithm validation, confirming they are structurally valid card numbers.
Frequently Asked Questions
What is BIN 446296?
A Bank Identification Number (BIN), also called an Issuer Identification Number (IIN), is the first 6–8 digits of a payment card. BIN 446296 identifies UNICREDIT BANK, S.A. as the issuing institution for cards carrying this prefix. These digits tell payment processors which bank issued the card before the full transaction is initiated.
Which bank issued BIN 446296?
BIN 446296 was issued by UNICREDIT BANK, S.A., a financial institution operating in ROMANIA.
In which country is BIN 446296 registered?
BIN 446296 is registered in ROMANIA (country code: RO). The issuing bank, UNICREDIT BANK, S.A., holds the licence to issue cards under this BIN range in ROMANIA. Transactions on these cards typically involve ROMANIA-based banking and settlement infrastructure.
Is BIN 446296 a credit, debit, or prepaid card?
BIN 446296 belongs to the debit card category. This is not a prepaid card, so it is linked to a standard bank account or approved credit facility.
What payment network does BIN 446296 use?
BIN 446296 operates on the VISA payment network using the GOLD card scheme. This means all transactions made with cards carrying this BIN are routed and processed through VISA's global payment infrastructure.
What currency is associated with BIN 446296?
The primary currency associated with BIN 446296 is Unknown. This is the currency in which domestic transactions are typically billed for cards under this BIN range when used in ROMANIA. International transactions may involve currency conversion depending on the merchant's country.
Does BIN 446296 pass the Luhn check?
Yes — card numbers beginning with BIN 446296 pass the Luhn algorithm. The Luhn algorithm is a standard checksum formula used by payment systems to detect miskeyed or structurally invalid card numbers. A passing result confirms the number range is mathematically valid.
