BIN 420959 — Details
BIN
420959
Brand
VISA
Scheme
ELECTRON
Type
DEBIT
Country
ROMANIA RO
Currency
Unknown
Bank
BANCA ROMANEASCA, S.A.
Bank Phone
+40214080808
Prepaid
No
Luhn Check
Pass

About BIN 420959

BIN 420959 is a VISA debit card operating on the ELECTRON payment network, issued by BANCA ROMANEASCA, S.A. in ROMANIA (RO). The default settlement currency for this card is Unknown. This is not a prepaid card — it is linked to a standard bank account or credit facility. Card numbers beginning with this BIN pass the Luhn algorithm validation, confirming they are structurally valid card numbers.

Frequently Asked Questions

What is BIN 420959?

A Bank Identification Number (BIN), also called an Issuer Identification Number (IIN), is the first 6–8 digits of a payment card. BIN 420959 identifies BANCA ROMANEASCA, S.A. as the issuing institution for cards carrying this prefix. These digits tell payment processors which bank issued the card before the full transaction is initiated.

Which bank issued BIN 420959?

BIN 420959 was issued by BANCA ROMANEASCA, S.A., a financial institution operating in ROMANIA. You may reach them by phone at +40214080808. Their official website is http://www.banking - romaneasca.ro.

In which country is BIN 420959 registered?

BIN 420959 is registered in ROMANIA (country code: RO). The issuing bank, BANCA ROMANEASCA, S.A., holds the licence to issue cards under this BIN range in ROMANIA. Transactions on these cards typically involve ROMANIA-based banking and settlement infrastructure.

Is BIN 420959 a credit, debit, or prepaid card?

BIN 420959 belongs to the debit card category. This is not a prepaid card, so it is linked to a standard bank account or approved credit facility.

What payment network does BIN 420959 use?

BIN 420959 operates on the VISA payment network using the ELECTRON card scheme. This means all transactions made with cards carrying this BIN are routed and processed through VISA's global payment infrastructure.

What currency is associated with BIN 420959?

The primary currency associated with BIN 420959 is Unknown. This is the currency in which domestic transactions are typically billed for cards under this BIN range when used in ROMANIA. International transactions may involve currency conversion depending on the merchant's country.

Does BIN 420959 pass the Luhn check?

Yes — card numbers beginning with BIN 420959 pass the Luhn algorithm. The Luhn algorithm is a standard checksum formula used by payment systems to detect miskeyed or structurally invalid card numbers. A passing result confirms the number range is mathematically valid.

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