BIN 419997
VOLKSBANK ROMANIA, S.A. • ROMANIA • VISA
About BIN 419997
BIN 419997 is a VISA debit card operating on the ELECTRON payment network, issued by VOLKSBANK ROMANIA, S.A. in ROMANIA (RO). The default settlement currency for this card is Unknown. This is not a prepaid card — it is linked to a standard bank account or credit facility. Card numbers beginning with this BIN pass the Luhn algorithm validation, confirming they are structurally valid card numbers.
Frequently Asked Questions
What is BIN 419997?
A Bank Identification Number (BIN), also called an Issuer Identification Number (IIN), is the first 6–8 digits of a payment card. BIN 419997 identifies VOLKSBANK ROMANIA, S.A. as the issuing institution for cards carrying this prefix. These digits tell payment processors which bank issued the card before the full transaction is initiated.
Which bank issued BIN 419997?
BIN 419997 was issued by VOLKSBANK ROMANIA, S.A., a financial institution operating in ROMANIA.
In which country is BIN 419997 registered?
BIN 419997 is registered in ROMANIA (country code: RO). The issuing bank, VOLKSBANK ROMANIA, S.A., holds the licence to issue cards under this BIN range in ROMANIA. Transactions on these cards typically involve ROMANIA-based banking and settlement infrastructure.
Is BIN 419997 a credit, debit, or prepaid card?
BIN 419997 belongs to the debit card category. This is not a prepaid card, so it is linked to a standard bank account or approved credit facility.
What payment network does BIN 419997 use?
BIN 419997 operates on the VISA payment network using the ELECTRON card scheme. This means all transactions made with cards carrying this BIN are routed and processed through VISA's global payment infrastructure.
What currency is associated with BIN 419997?
The primary currency associated with BIN 419997 is Unknown. This is the currency in which domestic transactions are typically billed for cards under this BIN range when used in ROMANIA. International transactions may involve currency conversion depending on the merchant's country.
Does BIN 419997 pass the Luhn check?
Yes — card numbers beginning with BIN 419997 pass the Luhn algorithm. The Luhn algorithm is a standard checksum formula used by payment systems to detect miskeyed or structurally invalid card numbers. A passing result confirms the number range is mathematically valid.
