BIN 414049
BANCA TRANSILVANIA, S.A. • ROMANIA • VISA
About BIN 414049
BIN 414049 is a VISA debit card operating on the ELECTRON payment network, issued by BANCA TRANSILVANIA, S.A. in ROMANIA (RO). The default settlement currency for this card is Unknown. This is not a prepaid card — it is linked to a standard bank account or credit facility. Card numbers beginning with this BIN pass the Luhn algorithm validation, confirming they are structurally valid card numbers.
Frequently Asked Questions
What is BIN 414049?
A Bank Identification Number (BIN), also called an Issuer Identification Number (IIN), is the first 6–8 digits of a payment card. BIN 414049 identifies BANCA TRANSILVANIA, S.A. as the issuing institution for cards carrying this prefix. These digits tell payment processors which bank issued the card before the full transaction is initiated.
Which bank issued BIN 414049?
BIN 414049 was issued by BANCA TRANSILVANIA, S.A., a financial institution operating in ROMANIA. Their official website is http://www.bancatransilvania.ro.
In which country is BIN 414049 registered?
BIN 414049 is registered in ROMANIA (country code: RO). The issuing bank, BANCA TRANSILVANIA, S.A., holds the licence to issue cards under this BIN range in ROMANIA. Transactions on these cards typically involve ROMANIA-based banking and settlement infrastructure.
Is BIN 414049 a credit, debit, or prepaid card?
BIN 414049 belongs to the debit card category. This is not a prepaid card, so it is linked to a standard bank account or approved credit facility.
What payment network does BIN 414049 use?
BIN 414049 operates on the VISA payment network using the ELECTRON card scheme. This means all transactions made with cards carrying this BIN are routed and processed through VISA's global payment infrastructure.
What currency is associated with BIN 414049?
The primary currency associated with BIN 414049 is Unknown. This is the currency in which domestic transactions are typically billed for cards under this BIN range when used in ROMANIA. International transactions may involve currency conversion depending on the merchant's country.
Does BIN 414049 pass the Luhn check?
Yes — card numbers beginning with BIN 414049 pass the Luhn algorithm. The Luhn algorithm is a standard checksum formula used by payment systems to detect miskeyed or structurally invalid card numbers. A passing result confirms the number range is mathematically valid.
