BIN 412727
BANCA COMERCIALA HVB TIRIAC, S.A. • ROMANIA • VISA
About BIN 412727
BIN 412727 is a VISA credit card operating on the Unknown payment network, issued by BANCA COMERCIALA HVB TIRIAC, S.A. in ROMANIA (RO). The default settlement currency for this card is Unknown. This is not a prepaid card — it is linked to a standard bank account or credit facility. Card numbers beginning with this BIN pass the Luhn algorithm validation, confirming they are structurally valid card numbers.
Frequently Asked Questions
What is BIN 412727?
A Bank Identification Number (BIN), also called an Issuer Identification Number (IIN), is the first 6–8 digits of a payment card. BIN 412727 identifies BANCA COMERCIALA HVB TIRIAC, S.A. as the issuing institution for cards carrying this prefix. These digits tell payment processors which bank issued the card before the full transaction is initiated.
Which bank issued BIN 412727?
BIN 412727 was issued by BANCA COMERCIALA HVB TIRIAC, S.A., a financial institution operating in ROMANIA. You may reach them by phone at +40212002020. Their official website is http://www.unicredit-tiriac.ro.
In which country is BIN 412727 registered?
BIN 412727 is registered in ROMANIA (country code: RO). The issuing bank, BANCA COMERCIALA HVB TIRIAC, S.A., holds the licence to issue cards under this BIN range in ROMANIA. Transactions on these cards typically involve ROMANIA-based banking and settlement infrastructure.
Is BIN 412727 a credit, debit, or prepaid card?
BIN 412727 belongs to the credit card category. This is not a prepaid card, so it is linked to a standard bank account or approved credit facility.
What payment network does BIN 412727 use?
BIN 412727 operates on the VISA payment network using the Unknown card scheme. This means all transactions made with cards carrying this BIN are routed and processed through VISA's global payment infrastructure.
What currency is associated with BIN 412727?
The primary currency associated with BIN 412727 is Unknown. This is the currency in which domestic transactions are typically billed for cards under this BIN range when used in ROMANIA. International transactions may involve currency conversion depending on the merchant's country.
Does BIN 412727 pass the Luhn check?
Yes — card numbers beginning with BIN 412727 pass the Luhn algorithm. The Luhn algorithm is a standard checksum formula used by payment systems to detect miskeyed or structurally invalid card numbers. A passing result confirms the number range is mathematically valid.
