BIN 523280
CAPITAL & CREDIT MERCHANT BANK LTD. • JAMAICA • MASTERCARD
About BIN 523280
BIN 523280 is a MASTERCARD credit card operating on the STANDARD payment network, issued by CAPITAL & CREDIT MERCHANT BANK LTD. in JAMAICA (JM). The default settlement currency for this card is Unknown. This is not a prepaid card — it is linked to a standard bank account or credit facility. Card numbers beginning with this BIN pass the Luhn algorithm validation, confirming they are structurally valid card numbers.
Frequently Asked Questions
What is BIN 523280?
A Bank Identification Number (BIN), also called an Issuer Identification Number (IIN), is the first 6–8 digits of a payment card. BIN 523280 identifies CAPITAL & CREDIT MERCHANT BANK LTD. as the issuing institution for cards carrying this prefix. These digits tell payment processors which bank issued the card before the full transaction is initiated.
Which bank issued BIN 523280?
BIN 523280 was issued by CAPITAL & CREDIT MERCHANT BANK LTD., a financial institution operating in JAMAICA.
In which country is BIN 523280 registered?
BIN 523280 is registered in JAMAICA (country code: JM). The issuing bank, CAPITAL & CREDIT MERCHANT BANK LTD., holds the licence to issue cards under this BIN range in JAMAICA. Transactions on these cards typically involve JAMAICA-based banking and settlement infrastructure.
Is BIN 523280 a credit, debit, or prepaid card?
BIN 523280 belongs to the credit card category. This is not a prepaid card, so it is linked to a standard bank account or approved credit facility.
What payment network does BIN 523280 use?
BIN 523280 operates on the MASTERCARD payment network using the STANDARD card scheme. This means all transactions made with cards carrying this BIN are routed and processed through MASTERCARD's global payment infrastructure.
What currency is associated with BIN 523280?
The primary currency associated with BIN 523280 is Unknown. This is the currency in which domestic transactions are typically billed for cards under this BIN range when used in JAMAICA. International transactions may involve currency conversion depending on the merchant's country.
Does BIN 523280 pass the Luhn check?
Yes — card numbers beginning with BIN 523280 pass the Luhn algorithm. The Luhn algorithm is a standard checksum formula used by payment systems to detect miskeyed or structurally invalid card numbers. A passing result confirms the number range is mathematically valid.
