BIN 232012
CARDNPAY, LTD. • JAMAICA • MASTERCARD
About BIN 232012
BIN 232012 is a MASTERCARD debit card operating on the STANDARD payment network, issued by CARDNPAY, LTD. in JAMAICA (JM). The default settlement currency for this card is Unknown. This is not a prepaid card — it is linked to a standard bank account or credit facility. Card numbers beginning with this BIN pass the Luhn algorithm validation, confirming they are structurally valid card numbers.
Frequently Asked Questions
What is BIN 232012?
A Bank Identification Number (BIN), also called an Issuer Identification Number (IIN), is the first 6–8 digits of a payment card. BIN 232012 identifies CARDNPAY, LTD. as the issuing institution for cards carrying this prefix. These digits tell payment processors which bank issued the card before the full transaction is initiated.
Which bank issued BIN 232012?
BIN 232012 was issued by CARDNPAY, LTD., a financial institution operating in JAMAICA.
In which country is BIN 232012 registered?
BIN 232012 is registered in JAMAICA (country code: JM). The issuing bank, CARDNPAY, LTD., holds the licence to issue cards under this BIN range in JAMAICA. Transactions on these cards typically involve JAMAICA-based banking and settlement infrastructure.
Is BIN 232012 a credit, debit, or prepaid card?
BIN 232012 belongs to the debit card category. This is not a prepaid card, so it is linked to a standard bank account or approved credit facility.
What payment network does BIN 232012 use?
BIN 232012 operates on the MASTERCARD payment network using the STANDARD card scheme. This means all transactions made with cards carrying this BIN are routed and processed through MASTERCARD's global payment infrastructure.
What currency is associated with BIN 232012?
The primary currency associated with BIN 232012 is Unknown. This is the currency in which domestic transactions are typically billed for cards under this BIN range when used in JAMAICA. International transactions may involve currency conversion depending on the merchant's country.
Does BIN 232012 pass the Luhn check?
Yes — card numbers beginning with BIN 232012 pass the Luhn algorithm. The Luhn algorithm is a standard checksum formula used by payment systems to detect miskeyed or structurally invalid card numbers. A passing result confirms the number range is mathematically valid.
