BIN 402780
UNITED COMMERCIAL BANK • BANGLADESH • VISA
About BIN 402780
BIN 402780 is a VISA debit card operating on the BUSINESS payment network, issued by UNITED COMMERCIAL BANK in BANGLADESH (BD). The default settlement currency for this card is Unknown. This is not a prepaid card — it is linked to a standard bank account or credit facility. Card numbers beginning with this BIN pass the Luhn algorithm validation, confirming they are structurally valid card numbers.
Frequently Asked Questions
What is BIN 402780?
A Bank Identification Number (BIN), also called an Issuer Identification Number (IIN), is the first 6–8 digits of a payment card. BIN 402780 identifies UNITED COMMERCIAL BANK as the issuing institution for cards carrying this prefix. These digits tell payment processors which bank issued the card before the full transaction is initiated.
Which bank issued BIN 402780?
BIN 402780 was issued by UNITED COMMERCIAL BANK, a financial institution operating in BANGLADESH. You may reach them by phone at 88-2-55668070. Their official website is https://www.ucb.com.bd.
In which country is BIN 402780 registered?
BIN 402780 is registered in BANGLADESH (country code: BD). The issuing bank, UNITED COMMERCIAL BANK, holds the licence to issue cards under this BIN range in BANGLADESH. Transactions on these cards typically involve BANGLADESH-based banking and settlement infrastructure.
Is BIN 402780 a credit, debit, or prepaid card?
BIN 402780 belongs to the debit card category. This is not a prepaid card, so it is linked to a standard bank account or approved credit facility.
What payment network does BIN 402780 use?
BIN 402780 operates on the VISA payment network using the BUSINESS card scheme. This means all transactions made with cards carrying this BIN are routed and processed through VISA's global payment infrastructure.
What currency is associated with BIN 402780?
The primary currency associated with BIN 402780 is Unknown. This is the currency in which domestic transactions are typically billed for cards under this BIN range when used in BANGLADESH. International transactions may involve currency conversion depending on the merchant's country.
Does BIN 402780 pass the Luhn check?
Yes — card numbers beginning with BIN 402780 pass the Luhn algorithm. The Luhn algorithm is a standard checksum formula used by payment systems to detect miskeyed or structurally invalid card numbers. A passing result confirms the number range is mathematically valid.
