BIN 431897
NLB BANKA SH.A. • KOSOVO, REPUBLIC OF • VISA
About BIN 431897
BIN 431897 is a VISA debit card operating on the CLASSIC payment network, issued by NLB BANKA SH.A. in KOSOVO, REPUBLIC OF (XK). The default settlement currency for this card is Unknown. This is not a prepaid card — it is linked to a standard bank account or credit facility. Card numbers beginning with this BIN pass the Luhn algorithm validation, confirming they are structurally valid card numbers.
Frequently Asked Questions
What is BIN 431897?
A Bank Identification Number (BIN), also called an Issuer Identification Number (IIN), is the first 6–8 digits of a payment card. BIN 431897 identifies NLB BANKA SH.A. as the issuing institution for cards carrying this prefix. These digits tell payment processors which bank issued the card before the full transaction is initiated.
Which bank issued BIN 431897?
BIN 431897 was issued by NLB BANKA SH.A., a financial institution operating in KOSOVO, REPUBLIC OF.
In which country is BIN 431897 registered?
BIN 431897 is registered in KOSOVO, REPUBLIC OF (country code: XK). The issuing bank, NLB BANKA SH.A., holds the licence to issue cards under this BIN range in KOSOVO, REPUBLIC OF. Transactions on these cards typically involve KOSOVO, REPUBLIC OF-based banking and settlement infrastructure.
Is BIN 431897 a credit, debit, or prepaid card?
BIN 431897 belongs to the debit card category. This is not a prepaid card, so it is linked to a standard bank account or approved credit facility.
What payment network does BIN 431897 use?
BIN 431897 operates on the VISA payment network using the CLASSIC card scheme. This means all transactions made with cards carrying this BIN are routed and processed through VISA's global payment infrastructure.
What currency is associated with BIN 431897?
The primary currency associated with BIN 431897 is Unknown. This is the currency in which domestic transactions are typically billed for cards under this BIN range when used in KOSOVO, REPUBLIC OF. International transactions may involve currency conversion depending on the merchant's country.
Does BIN 431897 pass the Luhn check?
Yes — card numbers beginning with BIN 431897 pass the Luhn algorithm. The Luhn algorithm is a standard checksum formula used by payment systems to detect miskeyed or structurally invalid card numbers. A passing result confirms the number range is mathematically valid.
