BIN 428665
AUSTRALIA AND NEW ZEALAND BANKING GROUP, LTD. • SAMOA • VISA
About BIN 428665
BIN 428665 is a VISA debit card operating on the Unknown payment network, issued by AUSTRALIA AND NEW ZEALAND BANKING GROUP, LTD. in SAMOA (WS). The default settlement currency for this card is Unknown. This is not a prepaid card — it is linked to a standard bank account or credit facility. Card numbers beginning with this BIN pass the Luhn algorithm validation, confirming they are structurally valid card numbers.
Frequently Asked Questions
What is BIN 428665?
A Bank Identification Number (BIN), also called an Issuer Identification Number (IIN), is the first 6–8 digits of a payment card. BIN 428665 identifies AUSTRALIA AND NEW ZEALAND BANKING GROUP, LTD. as the issuing institution for cards carrying this prefix. These digits tell payment processors which bank issued the card before the full transaction is initiated.
Which bank issued BIN 428665?
BIN 428665 was issued by AUSTRALIA AND NEW ZEALAND BANKING GROUP, LTD., a financial institution operating in SAMOA.
In which country is BIN 428665 registered?
BIN 428665 is registered in SAMOA (country code: WS). The issuing bank, AUSTRALIA AND NEW ZEALAND BANKING GROUP, LTD., holds the licence to issue cards under this BIN range in SAMOA. Transactions on these cards typically involve SAMOA-based banking and settlement infrastructure.
Is BIN 428665 a credit, debit, or prepaid card?
BIN 428665 belongs to the debit card category. This is not a prepaid card, so it is linked to a standard bank account or approved credit facility.
What payment network does BIN 428665 use?
BIN 428665 operates on the VISA payment network using the Unknown card scheme. This means all transactions made with cards carrying this BIN are routed and processed through VISA's global payment infrastructure.
What currency is associated with BIN 428665?
The primary currency associated with BIN 428665 is Unknown. This is the currency in which domestic transactions are typically billed for cards under this BIN range when used in SAMOA. International transactions may involve currency conversion depending on the merchant's country.
Does BIN 428665 pass the Luhn check?
Yes — card numbers beginning with BIN 428665 pass the Luhn algorithm. The Luhn algorithm is a standard checksum formula used by payment systems to detect miskeyed or structurally invalid card numbers. A passing result confirms the number range is mathematically valid.
