BIN 431496
BANK SOUTH PACIFIC (VANUATU), LTD. • VANUATU • VISA
About BIN 431496
BIN 431496 is a VISA debit card operating on the CLASSIC payment network, issued by BANK SOUTH PACIFIC (VANUATU), LTD. in VANUATU (VU). The default settlement currency for this card is Unknown. This is not a prepaid card — it is linked to a standard bank account or credit facility. Card numbers beginning with this BIN pass the Luhn algorithm validation, confirming they are structurally valid card numbers.
Frequently Asked Questions
What is BIN 431496?
A Bank Identification Number (BIN), also called an Issuer Identification Number (IIN), is the first 6–8 digits of a payment card. BIN 431496 identifies BANK SOUTH PACIFIC (VANUATU), LTD. as the issuing institution for cards carrying this prefix. These digits tell payment processors which bank issued the card before the full transaction is initiated.
Which bank issued BIN 431496?
BIN 431496 was issued by BANK SOUTH PACIFIC (VANUATU), LTD., a financial institution operating in VANUATU.
In which country is BIN 431496 registered?
BIN 431496 is registered in VANUATU (country code: VU). The issuing bank, BANK SOUTH PACIFIC (VANUATU), LTD., holds the licence to issue cards under this BIN range in VANUATU. Transactions on these cards typically involve VANUATU-based banking and settlement infrastructure.
Is BIN 431496 a credit, debit, or prepaid card?
BIN 431496 belongs to the debit card category. This is not a prepaid card, so it is linked to a standard bank account or approved credit facility.
What payment network does BIN 431496 use?
BIN 431496 operates on the VISA payment network using the CLASSIC card scheme. This means all transactions made with cards carrying this BIN are routed and processed through VISA's global payment infrastructure.
What currency is associated with BIN 431496?
The primary currency associated with BIN 431496 is Unknown. This is the currency in which domestic transactions are typically billed for cards under this BIN range when used in VANUATU. International transactions may involve currency conversion depending on the merchant's country.
Does BIN 431496 pass the Luhn check?
Yes — card numbers beginning with BIN 431496 pass the Luhn algorithm. The Luhn algorithm is a standard checksum formula used by payment systems to detect miskeyed or structurally invalid card numbers. A passing result confirms the number range is mathematically valid.
