BIN 494201
FIRSTBANK PUERTO RICO • VIRGIN ISLANDS, BRITISH • VISA
About BIN 494201
BIN 494201 is a VISA debit card operating on the INFINITE payment network, issued by FIRSTBANK PUERTO RICO in VIRGIN ISLANDS, BRITISH (VG). The default settlement currency for this card is Unknown. This is not a prepaid card — it is linked to a standard bank account or credit facility. Card numbers beginning with this BIN pass the Luhn algorithm validation, confirming they are structurally valid card numbers.
Frequently Asked Questions
What is BIN 494201?
A Bank Identification Number (BIN), also called an Issuer Identification Number (IIN), is the first 6–8 digits of a payment card. BIN 494201 identifies FIRSTBANK PUERTO RICO as the issuing institution for cards carrying this prefix. These digits tell payment processors which bank issued the card before the full transaction is initiated.
Which bank issued BIN 494201?
BIN 494201 was issued by FIRSTBANK PUERTO RICO, a financial institution operating in VIRGIN ISLANDS, BRITISH. Their official website is http://www.firstbankpr.com.
In which country is BIN 494201 registered?
BIN 494201 is registered in VIRGIN ISLANDS, BRITISH (country code: VG). The issuing bank, FIRSTBANK PUERTO RICO, holds the licence to issue cards under this BIN range in VIRGIN ISLANDS, BRITISH. Transactions on these cards typically involve VIRGIN ISLANDS, BRITISH-based banking and settlement infrastructure.
Is BIN 494201 a credit, debit, or prepaid card?
BIN 494201 belongs to the debit card category. This is not a prepaid card, so it is linked to a standard bank account or approved credit facility.
What payment network does BIN 494201 use?
BIN 494201 operates on the VISA payment network using the INFINITE card scheme. This means all transactions made with cards carrying this BIN are routed and processed through VISA's global payment infrastructure.
What currency is associated with BIN 494201?
The primary currency associated with BIN 494201 is Unknown. This is the currency in which domestic transactions are typically billed for cards under this BIN range when used in VIRGIN ISLANDS, BRITISH. International transactions may involve currency conversion depending on the merchant's country.
Does BIN 494201 pass the Luhn check?
Yes — card numbers beginning with BIN 494201 pass the Luhn algorithm. The Luhn algorithm is a standard checksum formula used by payment systems to detect miskeyed or structurally invalid card numbers. A passing result confirms the number range is mathematically valid.
