BIN 601232
BANCO BANESCO UNIVERSAL, C.A. • VENEZUELA, BOLIVARIAN REPUBLIC OF • MAESTRO
About BIN 601232
BIN 601232 is a MAESTRO debit card operating on the Unknown payment network, issued by BANCO BANESCO UNIVERSAL, C.A. in VENEZUELA, BOLIVARIAN REPUBLIC OF (VE). The default settlement currency for this card is Unknown. This is not a prepaid card — it is linked to a standard bank account or credit facility. Card numbers beginning with this BIN pass the Luhn algorithm validation, confirming they are structurally valid card numbers.
Frequently Asked Questions
What is BIN 601232?
A Bank Identification Number (BIN), also called an Issuer Identification Number (IIN), is the first 6–8 digits of a payment card. BIN 601232 identifies BANCO BANESCO UNIVERSAL, C.A. as the issuing institution for cards carrying this prefix. These digits tell payment processors which bank issued the card before the full transaction is initiated.
Which bank issued BIN 601232?
BIN 601232 was issued by BANCO BANESCO UNIVERSAL, C.A., a financial institution operating in VENEZUELA, BOLIVARIAN REPUBLIC OF.
In which country is BIN 601232 registered?
BIN 601232 is registered in VENEZUELA, BOLIVARIAN REPUBLIC OF (country code: VE). The issuing bank, BANCO BANESCO UNIVERSAL, C.A., holds the licence to issue cards under this BIN range in VENEZUELA, BOLIVARIAN REPUBLIC OF. Transactions on these cards typically involve VENEZUELA, BOLIVARIAN REPUBLIC OF-based banking and settlement infrastructure.
Is BIN 601232 a credit, debit, or prepaid card?
BIN 601232 belongs to the debit card category. This is not a prepaid card, so it is linked to a standard bank account or approved credit facility.
What payment network does BIN 601232 use?
BIN 601232 operates on the MAESTRO payment network using the Unknown card scheme. This means all transactions made with cards carrying this BIN are routed and processed through MAESTRO's global payment infrastructure.
What currency is associated with BIN 601232?
The primary currency associated with BIN 601232 is Unknown. This is the currency in which domestic transactions are typically billed for cards under this BIN range when used in VENEZUELA, BOLIVARIAN REPUBLIC OF. International transactions may involve currency conversion depending on the merchant's country.
Does BIN 601232 pass the Luhn check?
Yes — card numbers beginning with BIN 601232 pass the Luhn algorithm. The Luhn algorithm is a standard checksum formula used by payment systems to detect miskeyed or structurally invalid card numbers. A passing result confirms the number range is mathematically valid.