BIN 541844
MERCANTIL, C.A., BANCO UNIVERSAL • VENEZUELA, BOLIVARIAN REPUBLIC OF • MASTERCARD
About BIN 541844
BIN 541844 is a MASTERCARD credit card operating on the MIXED PRODUCT payment network, issued by MERCANTIL, C.A., BANCO UNIVERSAL in VENEZUELA, BOLIVARIAN REPUBLIC OF (VE). The default settlement currency for this card is Unknown. This is not a prepaid card — it is linked to a standard bank account or credit facility. Card numbers beginning with this BIN pass the Luhn algorithm validation, confirming they are structurally valid card numbers.
Frequently Asked Questions
What is BIN 541844?
A Bank Identification Number (BIN), also called an Issuer Identification Number (IIN), is the first 6–8 digits of a payment card. BIN 541844 identifies MERCANTIL, C.A., BANCO UNIVERSAL as the issuing institution for cards carrying this prefix. These digits tell payment processors which bank issued the card before the full transaction is initiated.
Which bank issued BIN 541844?
BIN 541844 was issued by MERCANTIL, C.A., BANCO UNIVERSAL, a financial institution operating in VENEZUELA, BOLIVARIAN REPUBLIC OF.
In which country is BIN 541844 registered?
BIN 541844 is registered in VENEZUELA, BOLIVARIAN REPUBLIC OF (country code: VE). The issuing bank, MERCANTIL, C.A., BANCO UNIVERSAL, holds the licence to issue cards under this BIN range in VENEZUELA, BOLIVARIAN REPUBLIC OF. Transactions on these cards typically involve VENEZUELA, BOLIVARIAN REPUBLIC OF-based banking and settlement infrastructure.
Is BIN 541844 a credit, debit, or prepaid card?
BIN 541844 belongs to the credit card category. This is not a prepaid card, so it is linked to a standard bank account or approved credit facility.
What payment network does BIN 541844 use?
BIN 541844 operates on the MASTERCARD payment network using the MIXED PRODUCT card scheme. This means all transactions made with cards carrying this BIN are routed and processed through MASTERCARD's global payment infrastructure.
What currency is associated with BIN 541844?
The primary currency associated with BIN 541844 is Unknown. This is the currency in which domestic transactions are typically billed for cards under this BIN range when used in VENEZUELA, BOLIVARIAN REPUBLIC OF. International transactions may involve currency conversion depending on the merchant's country.
Does BIN 541844 pass the Luhn check?
Yes — card numbers beginning with BIN 541844 pass the Luhn algorithm. The Luhn algorithm is a standard checksum formula used by payment systems to detect miskeyed or structurally invalid card numbers. A passing result confirms the number range is mathematically valid.
