BIN 423691
VENEZOLANO DE CREDITO S.A. BANCO UNIVERSAL • VENEZUELA, BOLIVARIAN REPUBLIC OF • VISA
About BIN 423691
BIN 423691 is a VISA debit card operating on the CLASSIC payment network, issued by VENEZOLANO DE CREDITO S.A. BANCO UNIVERSAL in VENEZUELA, BOLIVARIAN REPUBLIC OF (VE). The default settlement currency for this card is Unknown. This is not a prepaid card — it is linked to a standard bank account or credit facility. Card numbers beginning with this BIN pass the Luhn algorithm validation, confirming they are structurally valid card numbers.
Frequently Asked Questions
What is BIN 423691?
A Bank Identification Number (BIN), also called an Issuer Identification Number (IIN), is the first 6–8 digits of a payment card. BIN 423691 identifies VENEZOLANO DE CREDITO S.A. BANCO UNIVERSAL as the issuing institution for cards carrying this prefix. These digits tell payment processors which bank issued the card before the full transaction is initiated.
Which bank issued BIN 423691?
BIN 423691 was issued by VENEZOLANO DE CREDITO S.A. BANCO UNIVERSAL, a financial institution operating in VENEZUELA, BOLIVARIAN REPUBLIC OF.
In which country is BIN 423691 registered?
BIN 423691 is registered in VENEZUELA, BOLIVARIAN REPUBLIC OF (country code: VE). The issuing bank, VENEZOLANO DE CREDITO S.A. BANCO UNIVERSAL, holds the licence to issue cards under this BIN range in VENEZUELA, BOLIVARIAN REPUBLIC OF. Transactions on these cards typically involve VENEZUELA, BOLIVARIAN REPUBLIC OF-based banking and settlement infrastructure.
Is BIN 423691 a credit, debit, or prepaid card?
BIN 423691 belongs to the debit card category. This is not a prepaid card, so it is linked to a standard bank account or approved credit facility.
What payment network does BIN 423691 use?
BIN 423691 operates on the VISA payment network using the CLASSIC card scheme. This means all transactions made with cards carrying this BIN are routed and processed through VISA's global payment infrastructure.
What currency is associated with BIN 423691?
The primary currency associated with BIN 423691 is Unknown. This is the currency in which domestic transactions are typically billed for cards under this BIN range when used in VENEZUELA, BOLIVARIAN REPUBLIC OF. International transactions may involve currency conversion depending on the merchant's country.
Does BIN 423691 pass the Luhn check?
Yes — card numbers beginning with BIN 423691 pass the Luhn algorithm. The Luhn algorithm is a standard checksum formula used by payment systems to detect miskeyed or structurally invalid card numbers. A passing result confirms the number range is mathematically valid.
