BIN 421826 — Details
BIN
421826
Brand
VISA
Scheme
GOLD
Type
CREDIT
Country
VENEZUELA, BOLIVARIAN REPUBLIC OF VE
Currency
Unknown
Bank
BANCO MERCANTIL, S.A.C.A.
Bank Phone
+582917720251
Prepaid
No
Luhn Check
Pass

About BIN 421826

BIN 421826 is a VISA credit card operating on the GOLD payment network, issued by BANCO MERCANTIL, S.A.C.A. in VENEZUELA, BOLIVARIAN REPUBLIC OF (VE). The default settlement currency for this card is Unknown. This is not a prepaid card — it is linked to a standard bank account or credit facility. Card numbers beginning with this BIN pass the Luhn algorithm validation, confirming they are structurally valid card numbers.

Frequently Asked Questions

What is BIN 421826?

A Bank Identification Number (BIN), also called an Issuer Identification Number (IIN), is the first 6–8 digits of a payment card. BIN 421826 identifies BANCO MERCANTIL, S.A.C.A. as the issuing institution for cards carrying this prefix. These digits tell payment processors which bank issued the card before the full transaction is initiated.

Which bank issued BIN 421826?

BIN 421826 was issued by BANCO MERCANTIL, S.A.C.A., a financial institution operating in VENEZUELA, BOLIVARIAN REPUBLIC OF. You may reach them by phone at +582917720251. Their official website is http://www.pac.com.ve.

In which country is BIN 421826 registered?

BIN 421826 is registered in VENEZUELA, BOLIVARIAN REPUBLIC OF (country code: VE). The issuing bank, BANCO MERCANTIL, S.A.C.A., holds the licence to issue cards under this BIN range in VENEZUELA, BOLIVARIAN REPUBLIC OF. Transactions on these cards typically involve VENEZUELA, BOLIVARIAN REPUBLIC OF-based banking and settlement infrastructure.

Is BIN 421826 a credit, debit, or prepaid card?

BIN 421826 belongs to the credit card category. This is not a prepaid card, so it is linked to a standard bank account or approved credit facility.

What payment network does BIN 421826 use?

BIN 421826 operates on the VISA payment network using the GOLD card scheme. This means all transactions made with cards carrying this BIN are routed and processed through VISA's global payment infrastructure.

What currency is associated with BIN 421826?

The primary currency associated with BIN 421826 is Unknown. This is the currency in which domestic transactions are typically billed for cards under this BIN range when used in VENEZUELA, BOLIVARIAN REPUBLIC OF. International transactions may involve currency conversion depending on the merchant's country.

Does BIN 421826 pass the Luhn check?

Yes — card numbers beginning with BIN 421826 pass the Luhn algorithm. The Luhn algorithm is a standard checksum formula used by payment systems to detect miskeyed or structurally invalid card numbers. A passing result confirms the number range is mathematically valid.

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