BIN 405891
VENEZOLANO DE CREDITO S.A. BANCO UNIVERSAL • VENEZUELA, BOLIVARIAN REPUBLIC OF • VISA
About BIN 405891
BIN 405891 is a VISA debit card operating on the BUSINESS payment network, issued by VENEZOLANO DE CREDITO S.A. BANCO UNIVERSAL in VENEZUELA, BOLIVARIAN REPUBLIC OF (VE). The default settlement currency for this card is Unknown. This is not a prepaid card — it is linked to a standard bank account or credit facility. Card numbers beginning with this BIN pass the Luhn algorithm validation, confirming they are structurally valid card numbers.
Frequently Asked Questions
What is BIN 405891?
A Bank Identification Number (BIN), also called an Issuer Identification Number (IIN), is the first 6–8 digits of a payment card. BIN 405891 identifies VENEZOLANO DE CREDITO S.A. BANCO UNIVERSAL as the issuing institution for cards carrying this prefix. These digits tell payment processors which bank issued the card before the full transaction is initiated.
Which bank issued BIN 405891?
BIN 405891 was issued by VENEZOLANO DE CREDITO S.A. BANCO UNIVERSAL, a financial institution operating in VENEZUELA, BOLIVARIAN REPUBLIC OF.
In which country is BIN 405891 registered?
BIN 405891 is registered in VENEZUELA, BOLIVARIAN REPUBLIC OF (country code: VE). The issuing bank, VENEZOLANO DE CREDITO S.A. BANCO UNIVERSAL, holds the licence to issue cards under this BIN range in VENEZUELA, BOLIVARIAN REPUBLIC OF. Transactions on these cards typically involve VENEZUELA, BOLIVARIAN REPUBLIC OF-based banking and settlement infrastructure.
Is BIN 405891 a credit, debit, or prepaid card?
BIN 405891 belongs to the debit card category. This is not a prepaid card, so it is linked to a standard bank account or approved credit facility.
What payment network does BIN 405891 use?
BIN 405891 operates on the VISA payment network using the BUSINESS card scheme. This means all transactions made with cards carrying this BIN are routed and processed through VISA's global payment infrastructure.
What currency is associated with BIN 405891?
The primary currency associated with BIN 405891 is Unknown. This is the currency in which domestic transactions are typically billed for cards under this BIN range when used in VENEZUELA, BOLIVARIAN REPUBLIC OF. International transactions may involve currency conversion depending on the merchant's country.
Does BIN 405891 pass the Luhn check?
Yes — card numbers beginning with BIN 405891 pass the Luhn algorithm. The Luhn algorithm is a standard checksum formula used by payment systems to detect miskeyed or structurally invalid card numbers. A passing result confirms the number range is mathematically valid.
