BIN 498489
1ST NATIONAL BANK ST. LUCIA LTD (ST. VINCENT & GRENADINES) • SAINT VINCENT AND THE GRENADINES • VISA
About BIN 498489
BIN 498489 is a VISA credit card operating on the GOLD payment network, issued by 1ST NATIONAL BANK ST. LUCIA LTD (ST. VINCENT & GRENADINES) in SAINT VINCENT AND THE GRENADINES (VC). The default settlement currency for this card is Unknown. This is not a prepaid card — it is linked to a standard bank account or credit facility. Card numbers beginning with this BIN pass the Luhn algorithm validation, confirming they are structurally valid card numbers.
Frequently Asked Questions
What is BIN 498489?
A Bank Identification Number (BIN), also called an Issuer Identification Number (IIN), is the first 6–8 digits of a payment card. BIN 498489 identifies 1ST NATIONAL BANK ST. LUCIA LTD (ST. VINCENT & GRENADINES) as the issuing institution for cards carrying this prefix. These digits tell payment processors which bank issued the card before the full transaction is initiated.
Which bank issued BIN 498489?
BIN 498489 was issued by 1ST NATIONAL BANK ST. LUCIA LTD (ST. VINCENT & GRENADINES), a financial institution operating in SAINT VINCENT AND THE GRENADINES.
In which country is BIN 498489 registered?
BIN 498489 is registered in SAINT VINCENT AND THE GRENADINES (country code: VC). The issuing bank, 1ST NATIONAL BANK ST. LUCIA LTD (ST. VINCENT & GRENADINES), holds the licence to issue cards under this BIN range in SAINT VINCENT AND THE GRENADINES. Transactions on these cards typically involve SAINT VINCENT AND THE GRENADINES-based banking and settlement infrastructure.
Is BIN 498489 a credit, debit, or prepaid card?
BIN 498489 belongs to the credit card category. This is not a prepaid card, so it is linked to a standard bank account or approved credit facility.
What payment network does BIN 498489 use?
BIN 498489 operates on the VISA payment network using the GOLD card scheme. This means all transactions made with cards carrying this BIN are routed and processed through VISA's global payment infrastructure.
What currency is associated with BIN 498489?
The primary currency associated with BIN 498489 is Unknown. This is the currency in which domestic transactions are typically billed for cards under this BIN range when used in SAINT VINCENT AND THE GRENADINES. International transactions may involve currency conversion depending on the merchant's country.
Does BIN 498489 pass the Luhn check?
Yes — card numbers beginning with BIN 498489 pass the Luhn algorithm. The Luhn algorithm is a standard checksum formula used by payment systems to detect miskeyed or structurally invalid card numbers. A passing result confirms the number range is mathematically valid.
