BIN 403814
OJSC REAL BANK • UKRAINE • VISA
About BIN 403814
BIN 403814 is a VISA debit card operating on the GOLD payment network, issued by OJSC REAL BANK in UKRAINE (UA). The default settlement currency for this card is Unknown. This is not a prepaid card — it is linked to a standard bank account or credit facility. Card numbers beginning with this BIN pass the Luhn algorithm validation, confirming they are structurally valid card numbers.
Frequently Asked Questions
What is BIN 403814?
A Bank Identification Number (BIN), also called an Issuer Identification Number (IIN), is the first 6–8 digits of a payment card. BIN 403814 identifies OJSC REAL BANK as the issuing institution for cards carrying this prefix. These digits tell payment processors which bank issued the card before the full transaction is initiated.
Which bank issued BIN 403814?
BIN 403814 was issued by OJSC REAL BANK, a financial institution operating in UKRAINE. You may reach them by phone at +380573403214. Their official website is http://www.real.kharkov.ua.
In which country is BIN 403814 registered?
BIN 403814 is registered in UKRAINE (country code: UA). The issuing bank, OJSC REAL BANK, holds the licence to issue cards under this BIN range in UKRAINE. Transactions on these cards typically involve UKRAINE-based banking and settlement infrastructure.
Is BIN 403814 a credit, debit, or prepaid card?
BIN 403814 belongs to the debit card category. This is not a prepaid card, so it is linked to a standard bank account or approved credit facility.
What payment network does BIN 403814 use?
BIN 403814 operates on the VISA payment network using the GOLD card scheme. This means all transactions made with cards carrying this BIN are routed and processed through VISA's global payment infrastructure.
What currency is associated with BIN 403814?
The primary currency associated with BIN 403814 is Unknown. This is the currency in which domestic transactions are typically billed for cards under this BIN range when used in UKRAINE. International transactions may involve currency conversion depending on the merchant's country.
Does BIN 403814 pass the Luhn check?
Yes — card numbers beginning with BIN 403814 pass the Luhn algorithm. The Luhn algorithm is a standard checksum formula used by payment systems to detect miskeyed or structurally invalid card numbers. A passing result confirms the number range is mathematically valid.
