BIN 402962
JSB PIVDENNYI • UKRAINE • VISA
About BIN 402962
BIN 402962 is a VISA credit card operating on the GOLD payment network, issued by JSB PIVDENNYI in UKRAINE (UA). The default settlement currency for this card is Unknown. This is not a prepaid card — it is linked to a standard bank account or credit facility. Card numbers beginning with this BIN pass the Luhn algorithm validation, confirming they are structurally valid card numbers.
Frequently Asked Questions
What is BIN 402962?
A Bank Identification Number (BIN), also called an Issuer Identification Number (IIN), is the first 6–8 digits of a payment card. BIN 402962 identifies JSB PIVDENNYI as the issuing institution for cards carrying this prefix. These digits tell payment processors which bank issued the card before the full transaction is initiated.
Which bank issued BIN 402962?
BIN 402962 was issued by JSB PIVDENNYI, a financial institution operating in UKRAINE. You may reach them by phone at +380482372775. Their official website is http://www.en.bank.com.ua.
In which country is BIN 402962 registered?
BIN 402962 is registered in UKRAINE (country code: UA). The issuing bank, JSB PIVDENNYI, holds the licence to issue cards under this BIN range in UKRAINE. Transactions on these cards typically involve UKRAINE-based banking and settlement infrastructure.
Is BIN 402962 a credit, debit, or prepaid card?
BIN 402962 belongs to the credit card category. This is not a prepaid card, so it is linked to a standard bank account or approved credit facility.
What payment network does BIN 402962 use?
BIN 402962 operates on the VISA payment network using the GOLD card scheme. This means all transactions made with cards carrying this BIN are routed and processed through VISA's global payment infrastructure.
What currency is associated with BIN 402962?
The primary currency associated with BIN 402962 is Unknown. This is the currency in which domestic transactions are typically billed for cards under this BIN range when used in UKRAINE. International transactions may involve currency conversion depending on the merchant's country.
Does BIN 402962 pass the Luhn check?
Yes — card numbers beginning with BIN 402962 pass the Luhn algorithm. The Luhn algorithm is a standard checksum formula used by payment systems to detect miskeyed or structurally invalid card numbers. A passing result confirms the number range is mathematically valid.
