BIN 402889
JSC UNIVERSAL BANK • UKRAINE • VISA
About BIN 402889
BIN 402889 is a VISA debit card operating on the PLATINUM payment network, issued by JSC UNIVERSAL BANK in UKRAINE (UA). The default settlement currency for this card is Unknown. This is not a prepaid card — it is linked to a standard bank account or credit facility. Card numbers beginning with this BIN pass the Luhn algorithm validation, confirming they are structurally valid card numbers.
Frequently Asked Questions
What is BIN 402889?
A Bank Identification Number (BIN), also called an Issuer Identification Number (IIN), is the first 6–8 digits of a payment card. BIN 402889 identifies JSC UNIVERSAL BANK as the issuing institution for cards carrying this prefix. These digits tell payment processors which bank issued the card before the full transaction is initiated.
Which bank issued BIN 402889?
BIN 402889 was issued by JSC UNIVERSAL BANK, a financial institution operating in UKRAINE.
In which country is BIN 402889 registered?
BIN 402889 is registered in UKRAINE (country code: UA). The issuing bank, JSC UNIVERSAL BANK, holds the licence to issue cards under this BIN range in UKRAINE. Transactions on these cards typically involve UKRAINE-based banking and settlement infrastructure.
Is BIN 402889 a credit, debit, or prepaid card?
BIN 402889 belongs to the debit card category. This is not a prepaid card, so it is linked to a standard bank account or approved credit facility.
What payment network does BIN 402889 use?
BIN 402889 operates on the VISA payment network using the PLATINUM card scheme. This means all transactions made with cards carrying this BIN are routed and processed through VISA's global payment infrastructure.
What currency is associated with BIN 402889?
The primary currency associated with BIN 402889 is Unknown. This is the currency in which domestic transactions are typically billed for cards under this BIN range when used in UKRAINE. International transactions may involve currency conversion depending on the merchant's country.
Does BIN 402889 pass the Luhn check?
Yes — card numbers beginning with BIN 402889 pass the Luhn algorithm. The Luhn algorithm is a standard checksum formula used by payment systems to detect miskeyed or structurally invalid card numbers. A passing result confirms the number range is mathematically valid.
