BIN 400686
CESKOSLOVENSKA OBCHODNA BANKA, A.S. • SLOVAKIA • VISA
About BIN 400686
BIN 400686 is a VISA credit card operating on the BUSINESS payment network, issued by CESKOSLOVENSKA OBCHODNA BANKA, A.S. in SLOVAKIA (SK). The default settlement currency for this card is Unknown. This is not a prepaid card — it is linked to a standard bank account or credit facility. Card numbers beginning with this BIN pass the Luhn algorithm validation, confirming they are structurally valid card numbers.
Frequently Asked Questions
What is BIN 400686?
A Bank Identification Number (BIN), also called an Issuer Identification Number (IIN), is the first 6–8 digits of a payment card. BIN 400686 identifies CESKOSLOVENSKA OBCHODNA BANKA, A.S. as the issuing institution for cards carrying this prefix. These digits tell payment processors which bank issued the card before the full transaction is initiated.
Which bank issued BIN 400686?
BIN 400686 was issued by CESKOSLOVENSKA OBCHODNA BANKA, A.S., a financial institution operating in SLOVAKIA. Their official website is http://www.csob.sk.
In which country is BIN 400686 registered?
BIN 400686 is registered in SLOVAKIA (country code: SK). The issuing bank, CESKOSLOVENSKA OBCHODNA BANKA, A.S., holds the licence to issue cards under this BIN range in SLOVAKIA. Transactions on these cards typically involve SLOVAKIA-based banking and settlement infrastructure.
Is BIN 400686 a credit, debit, or prepaid card?
BIN 400686 belongs to the credit card category. This is not a prepaid card, so it is linked to a standard bank account or approved credit facility.
What payment network does BIN 400686 use?
BIN 400686 operates on the VISA payment network using the BUSINESS card scheme. This means all transactions made with cards carrying this BIN are routed and processed through VISA's global payment infrastructure.
What currency is associated with BIN 400686?
The primary currency associated with BIN 400686 is Unknown. This is the currency in which domestic transactions are typically billed for cards under this BIN range when used in SLOVAKIA. International transactions may involve currency conversion depending on the merchant's country.
Does BIN 400686 pass the Luhn check?
Yes — card numbers beginning with BIN 400686 pass the Luhn algorithm. The Luhn algorithm is a standard checksum formula used by payment systems to detect miskeyed or structurally invalid card numbers. A passing result confirms the number range is mathematically valid.
