BIN 489022
STC BANK • SAUDI ARABIA • VISA
About BIN 489022
BIN 489022 is a VISA credit card operating on the PLATINUM payment network, issued by STC BANK in SAUDI ARABIA (SA). The default settlement currency for this card is Unknown. This is not a prepaid card — it is linked to a standard bank account or credit facility. Card numbers beginning with this BIN pass the Luhn algorithm validation, confirming they are structurally valid card numbers.
Frequently Asked Questions
What is BIN 489022?
A Bank Identification Number (BIN), also called an Issuer Identification Number (IIN), is the first 6–8 digits of a payment card. BIN 489022 identifies STC BANK as the issuing institution for cards carrying this prefix. These digits tell payment processors which bank issued the card before the full transaction is initiated.
Which bank issued BIN 489022?
BIN 489022 was issued by STC BANK, a financial institution operating in SAUDI ARABIA.
In which country is BIN 489022 registered?
BIN 489022 is registered in SAUDI ARABIA (country code: SA). The issuing bank, STC BANK, holds the licence to issue cards under this BIN range in SAUDI ARABIA. Transactions on these cards typically involve SAUDI ARABIA-based banking and settlement infrastructure.
Is BIN 489022 a credit, debit, or prepaid card?
BIN 489022 belongs to the credit card category. This is not a prepaid card, so it is linked to a standard bank account or approved credit facility.
What payment network does BIN 489022 use?
BIN 489022 operates on the VISA payment network using the PLATINUM card scheme. This means all transactions made with cards carrying this BIN are routed and processed through VISA's global payment infrastructure.
What currency is associated with BIN 489022?
The primary currency associated with BIN 489022 is Unknown. This is the currency in which domestic transactions are typically billed for cards under this BIN range when used in SAUDI ARABIA. International transactions may involve currency conversion depending on the merchant's country.
Does BIN 489022 pass the Luhn check?
Yes — card numbers beginning with BIN 489022 pass the Luhn algorithm. The Luhn algorithm is a standard checksum formula used by payment systems to detect miskeyed or structurally invalid card numbers. A passing result confirms the number range is mathematically valid.
