BIN 401978
BANQUE SAUDI FRANSI • SAUDI ARABIA • VISA
About BIN 401978
BIN 401978 is a VISA debit card operating on the PREPAID payment network, issued by BANQUE SAUDI FRANSI in SAUDI ARABIA (SA). The default settlement currency for this card is Unknown. This is not a prepaid card — it is linked to a standard bank account or credit facility. Card numbers beginning with this BIN pass the Luhn algorithm validation, confirming they are structurally valid card numbers.
Frequently Asked Questions
What is BIN 401978?
A Bank Identification Number (BIN), also called an Issuer Identification Number (IIN), is the first 6–8 digits of a payment card. BIN 401978 identifies BANQUE SAUDI FRANSI as the issuing institution for cards carrying this prefix. These digits tell payment processors which bank issued the card before the full transaction is initiated.
Which bank issued BIN 401978?
BIN 401978 was issued by BANQUE SAUDI FRANSI, a financial institution operating in SAUDI ARABIA. You may reach them by phone at 966 1 289 9999 OR 966 1 874 4000. Their official website is http://www.alfransi.com.sa.
In which country is BIN 401978 registered?
BIN 401978 is registered in SAUDI ARABIA (country code: SA). The issuing bank, BANQUE SAUDI FRANSI, holds the licence to issue cards under this BIN range in SAUDI ARABIA. Transactions on these cards typically involve SAUDI ARABIA-based banking and settlement infrastructure.
Is BIN 401978 a credit, debit, or prepaid card?
BIN 401978 belongs to the debit card category. This is not a prepaid card, so it is linked to a standard bank account or approved credit facility.
What payment network does BIN 401978 use?
BIN 401978 operates on the VISA payment network using the PREPAID card scheme. This means all transactions made with cards carrying this BIN are routed and processed through VISA's global payment infrastructure.
What currency is associated with BIN 401978?
The primary currency associated with BIN 401978 is Unknown. This is the currency in which domestic transactions are typically billed for cards under this BIN range when used in SAUDI ARABIA. International transactions may involve currency conversion depending on the merchant's country.
Does BIN 401978 pass the Luhn check?
Yes — card numbers beginning with BIN 401978 pass the Luhn algorithm. The Luhn algorithm is a standard checksum formula used by payment systems to detect miskeyed or structurally invalid card numbers. A passing result confirms the number range is mathematically valid.
