BIN 400399 — Details
BIN
400399
Brand
VISA
Scheme
PLATINUM
Type
CREDIT
Country
SAUDI ARABIA SA
Currency
Unknown
Bank
NATIONAL COMMERCIAL BANK
Bank Phone
96626464060
Bank URL
Unknown
Prepaid
No
Luhn Check
Pass

About BIN 400399

BIN 400399 is a VISA credit card operating on the PLATINUM payment network, issued by NATIONAL COMMERCIAL BANK in SAUDI ARABIA (SA). The default settlement currency for this card is Unknown. This is not a prepaid card — it is linked to a standard bank account or credit facility. Card numbers beginning with this BIN pass the Luhn algorithm validation, confirming they are structurally valid card numbers.

Frequently Asked Questions

What is BIN 400399?

A Bank Identification Number (BIN), also called an Issuer Identification Number (IIN), is the first 6–8 digits of a payment card. BIN 400399 identifies NATIONAL COMMERCIAL BANK as the issuing institution for cards carrying this prefix. These digits tell payment processors which bank issued the card before the full transaction is initiated.

Which bank issued BIN 400399?

BIN 400399 was issued by NATIONAL COMMERCIAL BANK, a financial institution operating in SAUDI ARABIA. You may reach them by phone at 96626464060.

In which country is BIN 400399 registered?

BIN 400399 is registered in SAUDI ARABIA (country code: SA). The issuing bank, NATIONAL COMMERCIAL BANK, holds the licence to issue cards under this BIN range in SAUDI ARABIA. Transactions on these cards typically involve SAUDI ARABIA-based banking and settlement infrastructure.

Is BIN 400399 a credit, debit, or prepaid card?

BIN 400399 belongs to the credit card category. This is not a prepaid card, so it is linked to a standard bank account or approved credit facility.

What payment network does BIN 400399 use?

BIN 400399 operates on the VISA payment network using the PLATINUM card scheme. This means all transactions made with cards carrying this BIN are routed and processed through VISA's global payment infrastructure.

What currency is associated with BIN 400399?

The primary currency associated with BIN 400399 is Unknown. This is the currency in which domestic transactions are typically billed for cards under this BIN range when used in SAUDI ARABIA. International transactions may involve currency conversion depending on the merchant's country.

Does BIN 400399 pass the Luhn check?

Yes — card numbers beginning with BIN 400399 pass the Luhn algorithm. The Luhn algorithm is a standard checksum formula used by payment systems to detect miskeyed or structurally invalid card numbers. A passing result confirms the number range is mathematically valid.

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