BIN 220013
JOINT STOCK WEST-SIBERIAN COMMERCIAL BANK • RUSSIAN FEDERATION • NSPK MIR
About BIN 220013
BIN 220013 is a NSPK MIR debit card operating on the PREMIUM payment network, issued by JOINT STOCK WEST-SIBERIAN COMMERCIAL BANK in RUSSIAN FEDERATION (RU). The default settlement currency for this card is Unknown. This is not a prepaid card — it is linked to a standard bank account or credit facility. Card numbers beginning with this BIN pass the Luhn algorithm validation, confirming they are structurally valid card numbers.
Frequently Asked Questions
What is BIN 220013?
A Bank Identification Number (BIN), also called an Issuer Identification Number (IIN), is the first 6–8 digits of a payment card. BIN 220013 identifies JOINT STOCK WEST-SIBERIAN COMMERCIAL BANK as the issuing institution for cards carrying this prefix. These digits tell payment processors which bank issued the card before the full transaction is initiated.
Which bank issued BIN 220013?
BIN 220013 was issued by JOINT STOCK WEST-SIBERIAN COMMERCIAL BANK, a financial institution operating in RUSSIAN FEDERATION. You may reach them by phone at +78001005005. Their official website is http://www.zapsibkombank.ru.
In which country is BIN 220013 registered?
BIN 220013 is registered in RUSSIAN FEDERATION (country code: RU). The issuing bank, JOINT STOCK WEST-SIBERIAN COMMERCIAL BANK, holds the licence to issue cards under this BIN range in RUSSIAN FEDERATION. Transactions on these cards typically involve RUSSIAN FEDERATION-based banking and settlement infrastructure.
Is BIN 220013 a credit, debit, or prepaid card?
BIN 220013 belongs to the debit card category. This is not a prepaid card, so it is linked to a standard bank account or approved credit facility.
What payment network does BIN 220013 use?
BIN 220013 operates on the NSPK MIR payment network using the PREMIUM card scheme. This means all transactions made with cards carrying this BIN are routed and processed through NSPK MIR's global payment infrastructure.
What currency is associated with BIN 220013?
The primary currency associated with BIN 220013 is Unknown. This is the currency in which domestic transactions are typically billed for cards under this BIN range when used in RUSSIAN FEDERATION. International transactions may involve currency conversion depending on the merchant's country.
Does BIN 220013 pass the Luhn check?
Yes — card numbers beginning with BIN 220013 pass the Luhn algorithm. The Luhn algorithm is a standard checksum formula used by payment systems to detect miskeyed or structurally invalid card numbers. A passing result confirms the number range is mathematically valid.
