BIN 492001
BANCO UNION, S.A. • PARAGUAY • VISA
About BIN 492001
BIN 492001 is a VISA credit card operating on the Unknown payment network, issued by BANCO UNION, S.A. in PARAGUAY (PY). The default settlement currency for this card is Unknown. This is not a prepaid card — it is linked to a standard bank account or credit facility. Card numbers beginning with this BIN pass the Luhn algorithm validation, confirming they are structurally valid card numbers.
Frequently Asked Questions
What is BIN 492001?
A Bank Identification Number (BIN), also called an Issuer Identification Number (IIN), is the first 6–8 digits of a payment card. BIN 492001 identifies BANCO UNION, S.A. as the issuing institution for cards carrying this prefix. These digits tell payment processors which bank issued the card before the full transaction is initiated.
Which bank issued BIN 492001?
BIN 492001 was issued by BANCO UNION, S.A., a financial institution operating in PARAGUAY. You may reach them by phone at 591-2-2171717. Their official website is http://www.bancounion.com.bo.
In which country is BIN 492001 registered?
BIN 492001 is registered in PARAGUAY (country code: PY). The issuing bank, BANCO UNION, S.A., holds the licence to issue cards under this BIN range in PARAGUAY. Transactions on these cards typically involve PARAGUAY-based banking and settlement infrastructure.
Is BIN 492001 a credit, debit, or prepaid card?
BIN 492001 belongs to the credit card category. This is not a prepaid card, so it is linked to a standard bank account or approved credit facility.
What payment network does BIN 492001 use?
BIN 492001 operates on the VISA payment network using the Unknown card scheme. This means all transactions made with cards carrying this BIN are routed and processed through VISA's global payment infrastructure.
What currency is associated with BIN 492001?
The primary currency associated with BIN 492001 is Unknown. This is the currency in which domestic transactions are typically billed for cards under this BIN range when used in PARAGUAY. International transactions may involve currency conversion depending on the merchant's country.
Does BIN 492001 pass the Luhn check?
Yes — card numbers beginning with BIN 492001 pass the Luhn algorithm. The Luhn algorithm is a standard checksum formula used by payment systems to detect miskeyed or structurally invalid card numbers. A passing result confirms the number range is mathematically valid.
