BIN 230862
BANCARD, S.A. • PARAGUAY • MASTERCARD
About BIN 230862
BIN 230862 is a MASTERCARD credit card operating on the STANDARD payment network, issued by BANCARD, S.A. in PARAGUAY (PY). The default settlement currency for this card is Unknown. This is not a prepaid card — it is linked to a standard bank account or credit facility. Card numbers beginning with this BIN pass the Luhn algorithm validation, confirming they are structurally valid card numbers.
Frequently Asked Questions
What is BIN 230862?
A Bank Identification Number (BIN), also called an Issuer Identification Number (IIN), is the first 6–8 digits of a payment card. BIN 230862 identifies BANCARD, S.A. as the issuing institution for cards carrying this prefix. These digits tell payment processors which bank issued the card before the full transaction is initiated.
Which bank issued BIN 230862?
BIN 230862 was issued by BANCARD, S.A., a financial institution operating in PARAGUAY. You may reach them by phone at +595214161000. Their official website is http://www.bancard.com.py.
In which country is BIN 230862 registered?
BIN 230862 is registered in PARAGUAY (country code: PY). The issuing bank, BANCARD, S.A., holds the licence to issue cards under this BIN range in PARAGUAY. Transactions on these cards typically involve PARAGUAY-based banking and settlement infrastructure.
Is BIN 230862 a credit, debit, or prepaid card?
BIN 230862 belongs to the credit card category. This is not a prepaid card, so it is linked to a standard bank account or approved credit facility.
What payment network does BIN 230862 use?
BIN 230862 operates on the MASTERCARD payment network using the STANDARD card scheme. This means all transactions made with cards carrying this BIN are routed and processed through MASTERCARD's global payment infrastructure.
What currency is associated with BIN 230862?
The primary currency associated with BIN 230862 is Unknown. This is the currency in which domestic transactions are typically billed for cards under this BIN range when used in PARAGUAY. International transactions may involve currency conversion depending on the merchant's country.
Does BIN 230862 pass the Luhn check?
Yes — card numbers beginning with BIN 230862 pass the Luhn algorithm. The Luhn algorithm is a standard checksum formula used by payment systems to detect miskeyed or structurally invalid card numbers. A passing result confirms the number range is mathematically valid.