BIN 427867
BANCO PORTUGUES DE NEGOCIOS, S.A. • PORTUGAL • VISA
About BIN 427867
BIN 427867 is a VISA credit card operating on the PLATINUM payment network, issued by BANCO PORTUGUES DE NEGOCIOS, S.A. in PORTUGAL (PT). The default settlement currency for this card is Unknown. This is not a prepaid card — it is linked to a standard bank account or credit facility. Card numbers beginning with this BIN pass the Luhn algorithm validation, confirming they are structurally valid card numbers.
Frequently Asked Questions
What is BIN 427867?
A Bank Identification Number (BIN), also called an Issuer Identification Number (IIN), is the first 6–8 digits of a payment card. BIN 427867 identifies BANCO PORTUGUES DE NEGOCIOS, S.A. as the issuing institution for cards carrying this prefix. These digits tell payment processors which bank issued the card before the full transaction is initiated.
Which bank issued BIN 427867?
BIN 427867 was issued by BANCO PORTUGUES DE NEGOCIOS, S.A., a financial institution operating in PORTUGAL. You may reach them by phone at +351808224444. Their official website is http://www.bpn.pt.
In which country is BIN 427867 registered?
BIN 427867 is registered in PORTUGAL (country code: PT). The issuing bank, BANCO PORTUGUES DE NEGOCIOS, S.A., holds the licence to issue cards under this BIN range in PORTUGAL. Transactions on these cards typically involve PORTUGAL-based banking and settlement infrastructure.
Is BIN 427867 a credit, debit, or prepaid card?
BIN 427867 belongs to the credit card category. This is not a prepaid card, so it is linked to a standard bank account or approved credit facility.
What payment network does BIN 427867 use?
BIN 427867 operates on the VISA payment network using the PLATINUM card scheme. This means all transactions made with cards carrying this BIN are routed and processed through VISA's global payment infrastructure.
What currency is associated with BIN 427867?
The primary currency associated with BIN 427867 is Unknown. This is the currency in which domestic transactions are typically billed for cards under this BIN range when used in PORTUGAL. International transactions may involve currency conversion depending on the merchant's country.
Does BIN 427867 pass the Luhn check?
Yes — card numbers beginning with BIN 427867 pass the Luhn algorithm. The Luhn algorithm is a standard checksum formula used by payment systems to detect miskeyed or structurally invalid card numbers. A passing result confirms the number range is mathematically valid.
