BIN 427304
UNICRE - INSTITUICAO FINANCEIRA DE CREDITO, S.A. • PORTUGAL • VISA
About BIN 427304
BIN 427304 is a VISA credit card operating on the BUSINESS payment network, issued by UNICRE - INSTITUICAO FINANCEIRA DE CREDITO, S.A. in PORTUGAL (PT). The default settlement currency for this card is Unknown. This is not a prepaid card — it is linked to a standard bank account or credit facility. Card numbers beginning with this BIN pass the Luhn algorithm validation, confirming they are structurally valid card numbers.
Frequently Asked Questions
What is BIN 427304?
A Bank Identification Number (BIN), also called an Issuer Identification Number (IIN), is the first 6–8 digits of a payment card. BIN 427304 identifies UNICRE - INSTITUICAO FINANCEIRA DE CREDITO, S.A. as the issuing institution for cards carrying this prefix. These digits tell payment processors which bank issued the card before the full transaction is initiated.
Which bank issued BIN 427304?
BIN 427304 was issued by UNICRE - INSTITUICAO FINANCEIRA DE CREDITO, S.A., a financial institution operating in PORTUGAL. Their official website is http://www.unicre.pt.
In which country is BIN 427304 registered?
BIN 427304 is registered in PORTUGAL (country code: PT). The issuing bank, UNICRE - INSTITUICAO FINANCEIRA DE CREDITO, S.A., holds the licence to issue cards under this BIN range in PORTUGAL. Transactions on these cards typically involve PORTUGAL-based banking and settlement infrastructure.
Is BIN 427304 a credit, debit, or prepaid card?
BIN 427304 belongs to the credit card category. This is not a prepaid card, so it is linked to a standard bank account or approved credit facility.
What payment network does BIN 427304 use?
BIN 427304 operates on the VISA payment network using the BUSINESS card scheme. This means all transactions made with cards carrying this BIN are routed and processed through VISA's global payment infrastructure.
What currency is associated with BIN 427304?
The primary currency associated with BIN 427304 is Unknown. This is the currency in which domestic transactions are typically billed for cards under this BIN range when used in PORTUGAL. International transactions may involve currency conversion depending on the merchant's country.
Does BIN 427304 pass the Luhn check?
Yes — card numbers beginning with BIN 427304 pass the Luhn algorithm. The Luhn algorithm is a standard checksum formula used by payment systems to detect miskeyed or structurally invalid card numbers. A passing result confirms the number range is mathematically valid.
