BIN 422239
CAIXA ECONOMICA MONTEPIO GERAL • PORTUGAL • VISA
About BIN 422239
BIN 422239 is a VISA credit card operating on the CLASSIC payment network, issued by CAIXA ECONOMICA MONTEPIO GERAL in PORTUGAL (PT). The default settlement currency for this card is Unknown. This is not a prepaid card — it is linked to a standard bank account or credit facility. Card numbers beginning with this BIN pass the Luhn algorithm validation, confirming they are structurally valid card numbers.
Frequently Asked Questions
What is BIN 422239?
A Bank Identification Number (BIN), also called an Issuer Identification Number (IIN), is the first 6–8 digits of a payment card. BIN 422239 identifies CAIXA ECONOMICA MONTEPIO GERAL as the issuing institution for cards carrying this prefix. These digits tell payment processors which bank issued the card before the full transaction is initiated.
Which bank issued BIN 422239?
BIN 422239 was issued by CAIXA ECONOMICA MONTEPIO GERAL, a financial institution operating in PORTUGAL. You may reach them by phone at +351217241624. Their official website is https://www.bancomontepio.pt.
In which country is BIN 422239 registered?
BIN 422239 is registered in PORTUGAL (country code: PT). The issuing bank, CAIXA ECONOMICA MONTEPIO GERAL, holds the licence to issue cards under this BIN range in PORTUGAL. Transactions on these cards typically involve PORTUGAL-based banking and settlement infrastructure.
Is BIN 422239 a credit, debit, or prepaid card?
BIN 422239 belongs to the credit card category. This is not a prepaid card, so it is linked to a standard bank account or approved credit facility.
What payment network does BIN 422239 use?
BIN 422239 operates on the VISA payment network using the CLASSIC card scheme. This means all transactions made with cards carrying this BIN are routed and processed through VISA's global payment infrastructure.
What currency is associated with BIN 422239?
The primary currency associated with BIN 422239 is Unknown. This is the currency in which domestic transactions are typically billed for cards under this BIN range when used in PORTUGAL. International transactions may involve currency conversion depending on the merchant's country.
Does BIN 422239 pass the Luhn check?
Yes — card numbers beginning with BIN 422239 pass the Luhn algorithm. The Luhn algorithm is a standard checksum formula used by payment systems to detect miskeyed or structurally invalid card numbers. A passing result confirms the number range is mathematically valid.
