BIN 415405
CAIXABANK PAYMENTS & CONSUMER, E.F.C., E.P., S.A.U. • PORTUGAL • VISA
About BIN 415405
BIN 415405 is a VISA debit card operating on the BUSINESS payment network, issued by CAIXABANK PAYMENTS & CONSUMER, E.F.C., E.P., S.A.U. in PORTUGAL (PT). The default settlement currency for this card is Unknown. This is not a prepaid card — it is linked to a standard bank account or credit facility. Card numbers beginning with this BIN pass the Luhn algorithm validation, confirming they are structurally valid card numbers.
Frequently Asked Questions
What is BIN 415405?
A Bank Identification Number (BIN), also called an Issuer Identification Number (IIN), is the first 6–8 digits of a payment card. BIN 415405 identifies CAIXABANK PAYMENTS & CONSUMER, E.F.C., E.P., S.A.U. as the issuing institution for cards carrying this prefix. These digits tell payment processors which bank issued the card before the full transaction is initiated.
Which bank issued BIN 415405?
BIN 415405 was issued by CAIXABANK PAYMENTS & CONSUMER, E.F.C., E.P., S.A.U., a financial institution operating in PORTUGAL.
In which country is BIN 415405 registered?
BIN 415405 is registered in PORTUGAL (country code: PT). The issuing bank, CAIXABANK PAYMENTS & CONSUMER, E.F.C., E.P., S.A.U., holds the licence to issue cards under this BIN range in PORTUGAL. Transactions on these cards typically involve PORTUGAL-based banking and settlement infrastructure.
Is BIN 415405 a credit, debit, or prepaid card?
BIN 415405 belongs to the debit card category. This is not a prepaid card, so it is linked to a standard bank account or approved credit facility.
What payment network does BIN 415405 use?
BIN 415405 operates on the VISA payment network using the BUSINESS card scheme. This means all transactions made with cards carrying this BIN are routed and processed through VISA's global payment infrastructure.
What currency is associated with BIN 415405?
The primary currency associated with BIN 415405 is Unknown. This is the currency in which domestic transactions are typically billed for cards under this BIN range when used in PORTUGAL. International transactions may involve currency conversion depending on the merchant's country.
Does BIN 415405 pass the Luhn check?
Yes — card numbers beginning with BIN 415405 pass the Luhn algorithm. The Luhn algorithm is a standard checksum formula used by payment systems to detect miskeyed or structurally invalid card numbers. A passing result confirms the number range is mathematically valid.
