BIN 549041
BANK OF AMERICA, NATIONAL ASSOCIATION • PUERTO RICO • MASTERCARD
About BIN 549041
BIN 549041 is a MASTERCARD credit card operating on the WORLD payment network, issued by BANK OF AMERICA, NATIONAL ASSOCIATION in PUERTO RICO (PR). The default settlement currency for this card is Unknown. This is not a prepaid card — it is linked to a standard bank account or credit facility. Card numbers beginning with this BIN pass the Luhn algorithm validation, confirming they are structurally valid card numbers.
Frequently Asked Questions
What is BIN 549041?
A Bank Identification Number (BIN), also called an Issuer Identification Number (IIN), is the first 6–8 digits of a payment card. BIN 549041 identifies BANK OF AMERICA, NATIONAL ASSOCIATION as the issuing institution for cards carrying this prefix. These digits tell payment processors which bank issued the card before the full transaction is initiated.
Which bank issued BIN 549041?
BIN 549041 was issued by BANK OF AMERICA, NATIONAL ASSOCIATION, a financial institution operating in PUERTO RICO. Their official website is https://www.bankofamerica.com.
In which country is BIN 549041 registered?
BIN 549041 is registered in PUERTO RICO (country code: PR). The issuing bank, BANK OF AMERICA, NATIONAL ASSOCIATION, holds the licence to issue cards under this BIN range in PUERTO RICO. Transactions on these cards typically involve PUERTO RICO-based banking and settlement infrastructure.
Is BIN 549041 a credit, debit, or prepaid card?
BIN 549041 belongs to the credit card category. This is not a prepaid card, so it is linked to a standard bank account or approved credit facility.
What payment network does BIN 549041 use?
BIN 549041 operates on the MASTERCARD payment network using the WORLD card scheme. This means all transactions made with cards carrying this BIN are routed and processed through MASTERCARD's global payment infrastructure.
What currency is associated with BIN 549041?
The primary currency associated with BIN 549041 is Unknown. This is the currency in which domestic transactions are typically billed for cards under this BIN range when used in PUERTO RICO. International transactions may involve currency conversion depending on the merchant's country.
Does BIN 549041 pass the Luhn check?
Yes — card numbers beginning with BIN 549041 pass the Luhn algorithm. The Luhn algorithm is a standard checksum formula used by payment systems to detect miskeyed or structurally invalid card numbers. A passing result confirms the number range is mathematically valid.
