BIN 542561
ORIENTAL BANK AND TRUST • PUERTO RICO • MASTERCARD
About BIN 542561
BIN 542561 is a MASTERCARD credit card operating on the Unknown payment network, issued by ORIENTAL BANK AND TRUST in PUERTO RICO (PR). The default settlement currency for this card is Unknown. This is not a prepaid card — it is linked to a standard bank account or credit facility. Card numbers beginning with this BIN pass the Luhn algorithm validation, confirming they are structurally valid card numbers.
Frequently Asked Questions
What is BIN 542561?
A Bank Identification Number (BIN), also called an Issuer Identification Number (IIN), is the first 6–8 digits of a payment card. BIN 542561 identifies ORIENTAL BANK AND TRUST as the issuing institution for cards carrying this prefix. These digits tell payment processors which bank issued the card before the full transaction is initiated.
Which bank issued BIN 542561?
BIN 542561 was issued by ORIENTAL BANK AND TRUST, a financial institution operating in PUERTO RICO. You may reach them by phone at +17876745481.
In which country is BIN 542561 registered?
BIN 542561 is registered in PUERTO RICO (country code: PR). The issuing bank, ORIENTAL BANK AND TRUST, holds the licence to issue cards under this BIN range in PUERTO RICO. Transactions on these cards typically involve PUERTO RICO-based banking and settlement infrastructure.
Is BIN 542561 a credit, debit, or prepaid card?
BIN 542561 belongs to the credit card category. This is not a prepaid card, so it is linked to a standard bank account or approved credit facility.
What payment network does BIN 542561 use?
BIN 542561 operates on the MASTERCARD payment network using the Unknown card scheme. This means all transactions made with cards carrying this BIN are routed and processed through MASTERCARD's global payment infrastructure.
What currency is associated with BIN 542561?
The primary currency associated with BIN 542561 is Unknown. This is the currency in which domestic transactions are typically billed for cards under this BIN range when used in PUERTO RICO. International transactions may involve currency conversion depending on the merchant's country.
Does BIN 542561 pass the Luhn check?
Yes — card numbers beginning with BIN 542561 pass the Luhn algorithm. The Luhn algorithm is a standard checksum formula used by payment systems to detect miskeyed or structurally invalid card numbers. A passing result confirms the number range is mathematically valid.
