BIN 489364
BANK OF AMERICA, N.A. • PUERTO RICO • VISA
About BIN 489364
BIN 489364 is a VISA debit card operating on the Unknown payment network, issued by BANK OF AMERICA, N.A. in PUERTO RICO (PR). The default settlement currency for this card is Unknown. This is not a prepaid card — it is linked to a standard bank account or credit facility. Card numbers beginning with this BIN pass the Luhn algorithm validation, confirming they are structurally valid card numbers.
Frequently Asked Questions
What is BIN 489364?
A Bank Identification Number (BIN), also called an Issuer Identification Number (IIN), is the first 6–8 digits of a payment card. BIN 489364 identifies BANK OF AMERICA, N.A. as the issuing institution for cards carrying this prefix. These digits tell payment processors which bank issued the card before the full transaction is initiated.
Which bank issued BIN 489364?
BIN 489364 was issued by BANK OF AMERICA, N.A., a financial institution operating in PUERTO RICO. Their official website is http://www.bankofamerica.com.
In which country is BIN 489364 registered?
BIN 489364 is registered in PUERTO RICO (country code: PR). The issuing bank, BANK OF AMERICA, N.A., holds the licence to issue cards under this BIN range in PUERTO RICO. Transactions on these cards typically involve PUERTO RICO-based banking and settlement infrastructure.
Is BIN 489364 a credit, debit, or prepaid card?
BIN 489364 belongs to the debit card category. This is not a prepaid card, so it is linked to a standard bank account or approved credit facility.
What payment network does BIN 489364 use?
BIN 489364 operates on the VISA payment network using the Unknown card scheme. This means all transactions made with cards carrying this BIN are routed and processed through VISA's global payment infrastructure.
What currency is associated with BIN 489364?
The primary currency associated with BIN 489364 is Unknown. This is the currency in which domestic transactions are typically billed for cards under this BIN range when used in PUERTO RICO. International transactions may involve currency conversion depending on the merchant's country.
Does BIN 489364 pass the Luhn check?
Yes — card numbers beginning with BIN 489364 pass the Luhn algorithm. The Luhn algorithm is a standard checksum formula used by payment systems to detect miskeyed or structurally invalid card numbers. A passing result confirms the number range is mathematically valid.
