BIN 473261
ORIENTAL BANK AND TRUST • PUERTO RICO • VISA
About BIN 473261
BIN 473261 is a VISA debit card operating on the ELECTRON payment network, issued by ORIENTAL BANK AND TRUST in PUERTO RICO (PR). The default settlement currency for this card is Unknown. This is not a prepaid card — it is linked to a standard bank account or credit facility. Card numbers beginning with this BIN pass the Luhn algorithm validation, confirming they are structurally valid card numbers.
Frequently Asked Questions
What is BIN 473261?
A Bank Identification Number (BIN), also called an Issuer Identification Number (IIN), is the first 6–8 digits of a payment card. BIN 473261 identifies ORIENTAL BANK AND TRUST as the issuing institution for cards carrying this prefix. These digits tell payment processors which bank issued the card before the full transaction is initiated.
Which bank issued BIN 473261?
BIN 473261 was issued by ORIENTAL BANK AND TRUST, a financial institution operating in PUERTO RICO. You may reach them by phone at +17876745481.
In which country is BIN 473261 registered?
BIN 473261 is registered in PUERTO RICO (country code: PR). The issuing bank, ORIENTAL BANK AND TRUST, holds the licence to issue cards under this BIN range in PUERTO RICO. Transactions on these cards typically involve PUERTO RICO-based banking and settlement infrastructure.
Is BIN 473261 a credit, debit, or prepaid card?
BIN 473261 belongs to the debit card category. This is not a prepaid card, so it is linked to a standard bank account or approved credit facility.
What payment network does BIN 473261 use?
BIN 473261 operates on the VISA payment network using the ELECTRON card scheme. This means all transactions made with cards carrying this BIN are routed and processed through VISA's global payment infrastructure.
What currency is associated with BIN 473261?
The primary currency associated with BIN 473261 is Unknown. This is the currency in which domestic transactions are typically billed for cards under this BIN range when used in PUERTO RICO. International transactions may involve currency conversion depending on the merchant's country.
Does BIN 473261 pass the Luhn check?
Yes — card numbers beginning with BIN 473261 pass the Luhn algorithm. The Luhn algorithm is a standard checksum formula used by payment systems to detect miskeyed or structurally invalid card numbers. A passing result confirms the number range is mathematically valid.
