BIN 549078
HSBC BANK PLC • POLAND • MASTERCARD
About BIN 549078
BIN 549078 is a MASTERCARD credit card operating on the GOLD payment network, issued by HSBC BANK PLC in POLAND (PL). The default settlement currency for this card is Unknown. This is not a prepaid card — it is linked to a standard bank account or credit facility. Card numbers beginning with this BIN pass the Luhn algorithm validation, confirming they are structurally valid card numbers.
Frequently Asked Questions
What is BIN 549078?
A Bank Identification Number (BIN), also called an Issuer Identification Number (IIN), is the first 6–8 digits of a payment card. BIN 549078 identifies HSBC BANK PLC as the issuing institution for cards carrying this prefix. These digits tell payment processors which bank issued the card before the full transaction is initiated.
Which bank issued BIN 549078?
BIN 549078 was issued by HSBC BANK PLC, a financial institution operating in POLAND. Their official website is http://www.hsbc.co.uk.
In which country is BIN 549078 registered?
BIN 549078 is registered in POLAND (country code: PL). The issuing bank, HSBC BANK PLC, holds the licence to issue cards under this BIN range in POLAND. Transactions on these cards typically involve POLAND-based banking and settlement infrastructure.
Is BIN 549078 a credit, debit, or prepaid card?
BIN 549078 belongs to the credit card category. This is not a prepaid card, so it is linked to a standard bank account or approved credit facility.
What payment network does BIN 549078 use?
BIN 549078 operates on the MASTERCARD payment network using the GOLD card scheme. This means all transactions made with cards carrying this BIN are routed and processed through MASTERCARD's global payment infrastructure.
What currency is associated with BIN 549078?
The primary currency associated with BIN 549078 is Unknown. This is the currency in which domestic transactions are typically billed for cards under this BIN range when used in POLAND. International transactions may involve currency conversion depending on the merchant's country.
Does BIN 549078 pass the Luhn check?
Yes — card numbers beginning with BIN 549078 pass the Luhn algorithm. The Luhn algorithm is a standard checksum formula used by payment systems to detect miskeyed or structurally invalid card numbers. A passing result confirms the number range is mathematically valid.
