BIN 428381
CETELEM BANK, S.A. • POLAND • VISA
About BIN 428381
BIN 428381 is a VISA credit card operating on the CLASSIC payment network, issued by CETELEM BANK, S.A. in POLAND (PL). The default settlement currency for this card is Unknown. This is not a prepaid card — it is linked to a standard bank account or credit facility. Card numbers beginning with this BIN pass the Luhn algorithm validation, confirming they are structurally valid card numbers.
Frequently Asked Questions
What is BIN 428381?
A Bank Identification Number (BIN), also called an Issuer Identification Number (IIN), is the first 6–8 digits of a payment card. BIN 428381 identifies CETELEM BANK, S.A. as the issuing institution for cards carrying this prefix. These digits tell payment processors which bank issued the card before the full transaction is initiated.
Which bank issued BIN 428381?
BIN 428381 was issued by CETELEM BANK, S.A., a financial institution operating in POLAND. You may reach them by phone at +48225118888. Their official website is http://www.cetelem.pl.
In which country is BIN 428381 registered?
BIN 428381 is registered in POLAND (country code: PL). The issuing bank, CETELEM BANK, S.A., holds the licence to issue cards under this BIN range in POLAND. Transactions on these cards typically involve POLAND-based banking and settlement infrastructure.
Is BIN 428381 a credit, debit, or prepaid card?
BIN 428381 belongs to the credit card category. This is not a prepaid card, so it is linked to a standard bank account or approved credit facility.
What payment network does BIN 428381 use?
BIN 428381 operates on the VISA payment network using the CLASSIC card scheme. This means all transactions made with cards carrying this BIN are routed and processed through VISA's global payment infrastructure.
What currency is associated with BIN 428381?
The primary currency associated with BIN 428381 is Unknown. This is the currency in which domestic transactions are typically billed for cards under this BIN range when used in POLAND. International transactions may involve currency conversion depending on the merchant's country.
Does BIN 428381 pass the Luhn check?
Yes — card numbers beginning with BIN 428381 pass the Luhn algorithm. The Luhn algorithm is a standard checksum formula used by payment systems to detect miskeyed or structurally invalid card numbers. A passing result confirms the number range is mathematically valid.
