BIN 427320
BANK HANDLOWY W WARSZAWIE, S.A. • POLAND • VISA
About BIN 427320
BIN 427320 is a VISA credit card operating on the BUSINESS payment network, issued by BANK HANDLOWY W WARSZAWIE, S.A. in POLAND (PL). The default settlement currency for this card is Unknown. This is not a prepaid card — it is linked to a standard bank account or credit facility. Card numbers beginning with this BIN pass the Luhn algorithm validation, confirming they are structurally valid card numbers.
Frequently Asked Questions
What is BIN 427320?
A Bank Identification Number (BIN), also called an Issuer Identification Number (IIN), is the first 6–8 digits of a payment card. BIN 427320 identifies BANK HANDLOWY W WARSZAWIE, S.A. as the issuing institution for cards carrying this prefix. These digits tell payment processors which bank issued the card before the full transaction is initiated.
Which bank issued BIN 427320?
BIN 427320 was issued by BANK HANDLOWY W WARSZAWIE, S.A., a financial institution operating in POLAND. You may reach them by phone at +48226577200. Their official website is http://www.citibank.pl.
In which country is BIN 427320 registered?
BIN 427320 is registered in POLAND (country code: PL). The issuing bank, BANK HANDLOWY W WARSZAWIE, S.A., holds the licence to issue cards under this BIN range in POLAND. Transactions on these cards typically involve POLAND-based banking and settlement infrastructure.
Is BIN 427320 a credit, debit, or prepaid card?
BIN 427320 belongs to the credit card category. This is not a prepaid card, so it is linked to a standard bank account or approved credit facility.
What payment network does BIN 427320 use?
BIN 427320 operates on the VISA payment network using the BUSINESS card scheme. This means all transactions made with cards carrying this BIN are routed and processed through VISA's global payment infrastructure.
What currency is associated with BIN 427320?
The primary currency associated with BIN 427320 is Unknown. This is the currency in which domestic transactions are typically billed for cards under this BIN range when used in POLAND. International transactions may involve currency conversion depending on the merchant's country.
Does BIN 427320 pass the Luhn check?
Yes — card numbers beginning with BIN 427320 pass the Luhn algorithm. The Luhn algorithm is a standard checksum formula used by payment systems to detect miskeyed or structurally invalid card numbers. A passing result confirms the number range is mathematically valid.
