BIN 418038
BANK POLSKIEJ SPOLDZIELCZOSCI, S.A. • POLAND • VISA
About BIN 418038
BIN 418038 is a VISA credit card operating on the BUSINESS payment network, issued by BANK POLSKIEJ SPOLDZIELCZOSCI, S.A. in POLAND (PL). The default settlement currency for this card is Unknown. This is not a prepaid card — it is linked to a standard bank account or credit facility. Card numbers beginning with this BIN pass the Luhn algorithm validation, confirming they are structurally valid card numbers.
Frequently Asked Questions
What is BIN 418038?
A Bank Identification Number (BIN), also called an Issuer Identification Number (IIN), is the first 6–8 digits of a payment card. BIN 418038 identifies BANK POLSKIEJ SPOLDZIELCZOSCI, S.A. as the issuing institution for cards carrying this prefix. These digits tell payment processors which bank issued the card before the full transaction is initiated.
Which bank issued BIN 418038?
BIN 418038 was issued by BANK POLSKIEJ SPOLDZIELCZOSCI, S.A., a financial institution operating in POLAND.
In which country is BIN 418038 registered?
BIN 418038 is registered in POLAND (country code: PL). The issuing bank, BANK POLSKIEJ SPOLDZIELCZOSCI, S.A., holds the licence to issue cards under this BIN range in POLAND. Transactions on these cards typically involve POLAND-based banking and settlement infrastructure.
Is BIN 418038 a credit, debit, or prepaid card?
BIN 418038 belongs to the credit card category. This is not a prepaid card, so it is linked to a standard bank account or approved credit facility.
What payment network does BIN 418038 use?
BIN 418038 operates on the VISA payment network using the BUSINESS card scheme. This means all transactions made with cards carrying this BIN are routed and processed through VISA's global payment infrastructure.
What currency is associated with BIN 418038?
The primary currency associated with BIN 418038 is Unknown. This is the currency in which domestic transactions are typically billed for cards under this BIN range when used in POLAND. International transactions may involve currency conversion depending on the merchant's country.
Does BIN 418038 pass the Luhn check?
Yes — card numbers beginning with BIN 418038 pass the Luhn algorithm. The Luhn algorithm is a standard checksum formula used by payment systems to detect miskeyed or structurally invalid card numbers. A passing result confirms the number range is mathematically valid.
