BIN 416896
PKO BANK POLSKI • POLAND • VISA
About BIN 416896
BIN 416896 is a VISA debit card operating on the CLASSIC payment network, issued by PKO BANK POLSKI in POLAND (PL). The default settlement currency for this card is Unknown. This is not a prepaid card — it is linked to a standard bank account or credit facility. Card numbers beginning with this BIN pass the Luhn algorithm validation, confirming they are structurally valid card numbers.
Frequently Asked Questions
What is BIN 416896?
A Bank Identification Number (BIN), also called an Issuer Identification Number (IIN), is the first 6–8 digits of a payment card. BIN 416896 identifies PKO BANK POLSKI as the issuing institution for cards carrying this prefix. These digits tell payment processors which bank issued the card before the full transaction is initiated.
Which bank issued BIN 416896?
BIN 416896 was issued by PKO BANK POLSKI, a financial institution operating in POLAND.
In which country is BIN 416896 registered?
BIN 416896 is registered in POLAND (country code: PL). The issuing bank, PKO BANK POLSKI, holds the licence to issue cards under this BIN range in POLAND. Transactions on these cards typically involve POLAND-based banking and settlement infrastructure.
Is BIN 416896 a credit, debit, or prepaid card?
BIN 416896 belongs to the debit card category. This is not a prepaid card, so it is linked to a standard bank account or approved credit facility.
What payment network does BIN 416896 use?
BIN 416896 operates on the VISA payment network using the CLASSIC card scheme. This means all transactions made with cards carrying this BIN are routed and processed through VISA's global payment infrastructure.
What currency is associated with BIN 416896?
The primary currency associated with BIN 416896 is Unknown. This is the currency in which domestic transactions are typically billed for cards under this BIN range when used in POLAND. International transactions may involve currency conversion depending on the merchant's country.
Does BIN 416896 pass the Luhn check?
Yes — card numbers beginning with BIN 416896 pass the Luhn algorithm. The Luhn algorithm is a standard checksum formula used by payment systems to detect miskeyed or structurally invalid card numbers. A passing result confirms the number range is mathematically valid.
