BIN 407132
BANK GOSPODARSTWA KRAJOWEGO • POLAND • VISA
About BIN 407132
BIN 407132 is a VISA debit card operating on the BUSINESS payment network, issued by BANK GOSPODARSTWA KRAJOWEGO in POLAND (PL). The default settlement currency for this card is Unknown. This is not a prepaid card — it is linked to a standard bank account or credit facility. Card numbers beginning with this BIN pass the Luhn algorithm validation, confirming they are structurally valid card numbers.
Frequently Asked Questions
What is BIN 407132?
A Bank Identification Number (BIN), also called an Issuer Identification Number (IIN), is the first 6–8 digits of a payment card. BIN 407132 identifies BANK GOSPODARSTWA KRAJOWEGO as the issuing institution for cards carrying this prefix. These digits tell payment processors which bank issued the card before the full transaction is initiated.
Which bank issued BIN 407132?
BIN 407132 was issued by BANK GOSPODARSTWA KRAJOWEGO, a financial institution operating in POLAND. You may reach them by phone at +48225998888. Their official website is https://www.en.bgk.pl.
In which country is BIN 407132 registered?
BIN 407132 is registered in POLAND (country code: PL). The issuing bank, BANK GOSPODARSTWA KRAJOWEGO, holds the licence to issue cards under this BIN range in POLAND. Transactions on these cards typically involve POLAND-based banking and settlement infrastructure.
Is BIN 407132 a credit, debit, or prepaid card?
BIN 407132 belongs to the debit card category. This is not a prepaid card, so it is linked to a standard bank account or approved credit facility.
What payment network does BIN 407132 use?
BIN 407132 operates on the VISA payment network using the BUSINESS card scheme. This means all transactions made with cards carrying this BIN are routed and processed through VISA's global payment infrastructure.
What currency is associated with BIN 407132?
The primary currency associated with BIN 407132 is Unknown. This is the currency in which domestic transactions are typically billed for cards under this BIN range when used in POLAND. International transactions may involve currency conversion depending on the merchant's country.
Does BIN 407132 pass the Luhn check?
Yes — card numbers beginning with BIN 407132 pass the Luhn algorithm. The Luhn algorithm is a standard checksum formula used by payment systems to detect miskeyed or structurally invalid card numbers. A passing result confirms the number range is mathematically valid.
