BIN 406322
BANK POLSKA KASA OPIEKI S.A. (BANK PEKAO SA) • POLAND • VISA
About BIN 406322
BIN 406322 is a VISA credit card operating on the CLASSIC payment network, issued by BANK POLSKA KASA OPIEKI S.A. (BANK PEKAO SA) in POLAND (PL). The default settlement currency for this card is Unknown. This is not a prepaid card — it is linked to a standard bank account or credit facility. Card numbers beginning with this BIN pass the Luhn algorithm validation, confirming they are structurally valid card numbers.
Frequently Asked Questions
What is BIN 406322?
A Bank Identification Number (BIN), also called an Issuer Identification Number (IIN), is the first 6–8 digits of a payment card. BIN 406322 identifies BANK POLSKA KASA OPIEKI S.A. (BANK PEKAO SA) as the issuing institution for cards carrying this prefix. These digits tell payment processors which bank issued the card before the full transaction is initiated.
Which bank issued BIN 406322?
BIN 406322 was issued by BANK POLSKA KASA OPIEKI S.A. (BANK PEKAO SA), a financial institution operating in POLAND.
In which country is BIN 406322 registered?
BIN 406322 is registered in POLAND (country code: PL). The issuing bank, BANK POLSKA KASA OPIEKI S.A. (BANK PEKAO SA), holds the licence to issue cards under this BIN range in POLAND. Transactions on these cards typically involve POLAND-based banking and settlement infrastructure.
Is BIN 406322 a credit, debit, or prepaid card?
BIN 406322 belongs to the credit card category. This is not a prepaid card, so it is linked to a standard bank account or approved credit facility.
What payment network does BIN 406322 use?
BIN 406322 operates on the VISA payment network using the CLASSIC card scheme. This means all transactions made with cards carrying this BIN are routed and processed through VISA's global payment infrastructure.
What currency is associated with BIN 406322?
The primary currency associated with BIN 406322 is Unknown. This is the currency in which domestic transactions are typically billed for cards under this BIN range when used in POLAND. International transactions may involve currency conversion depending on the merchant's country.
Does BIN 406322 pass the Luhn check?
Yes — card numbers beginning with BIN 406322 pass the Luhn algorithm. The Luhn algorithm is a standard checksum formula used by payment systems to detect miskeyed or structurally invalid card numbers. A passing result confirms the number range is mathematically valid.
