BIN 404193
MBANK, S.A. • POLAND • VISA
About BIN 404193
BIN 404193 is a VISA credit card operating on the GOLD payment network, issued by MBANK, S.A. in POLAND (PL). The default settlement currency for this card is Unknown. This is not a prepaid card — it is linked to a standard bank account or credit facility. Card numbers beginning with this BIN pass the Luhn algorithm validation, confirming they are structurally valid card numbers.
Frequently Asked Questions
What is BIN 404193?
A Bank Identification Number (BIN), also called an Issuer Identification Number (IIN), is the first 6–8 digits of a payment card. BIN 404193 identifies MBANK, S.A. as the issuing institution for cards carrying this prefix. These digits tell payment processors which bank issued the card before the full transaction is initiated.
Which bank issued BIN 404193?
BIN 404193 was issued by MBANK, S.A., a financial institution operating in POLAND. You may reach them by phone at +48 22 6 273 2732. Their official website is https://www.mbank.pl.
In which country is BIN 404193 registered?
BIN 404193 is registered in POLAND (country code: PL). The issuing bank, MBANK, S.A., holds the licence to issue cards under this BIN range in POLAND. Transactions on these cards typically involve POLAND-based banking and settlement infrastructure.
Is BIN 404193 a credit, debit, or prepaid card?
BIN 404193 belongs to the credit card category. This is not a prepaid card, so it is linked to a standard bank account or approved credit facility.
What payment network does BIN 404193 use?
BIN 404193 operates on the VISA payment network using the GOLD card scheme. This means all transactions made with cards carrying this BIN are routed and processed through VISA's global payment infrastructure.
What currency is associated with BIN 404193?
The primary currency associated with BIN 404193 is Unknown. This is the currency in which domestic transactions are typically billed for cards under this BIN range when used in POLAND. International transactions may involve currency conversion depending on the merchant's country.
Does BIN 404193 pass the Luhn check?
Yes — card numbers beginning with BIN 404193 pass the Luhn algorithm. The Luhn algorithm is a standard checksum formula used by payment systems to detect miskeyed or structurally invalid card numbers. A passing result confirms the number range is mathematically valid.
