BIN 401325
NEST BANK • POLAND • VISA
About BIN 401325
BIN 401325 is a VISA debit card operating on the VPAY payment network, issued by NEST BANK in POLAND (PL). The default settlement currency for this card is Unknown. This is not a prepaid card — it is linked to a standard bank account or credit facility. Card numbers beginning with this BIN pass the Luhn algorithm validation, confirming they are structurally valid card numbers.
Frequently Asked Questions
What is BIN 401325?
A Bank Identification Number (BIN), also called an Issuer Identification Number (IIN), is the first 6–8 digits of a payment card. BIN 401325 identifies NEST BANK as the issuing institution for cards carrying this prefix. These digits tell payment processors which bank issued the card before the full transaction is initiated.
Which bank issued BIN 401325?
BIN 401325 was issued by NEST BANK, a financial institution operating in POLAND.
In which country is BIN 401325 registered?
BIN 401325 is registered in POLAND (country code: PL). The issuing bank, NEST BANK, holds the licence to issue cards under this BIN range in POLAND. Transactions on these cards typically involve POLAND-based banking and settlement infrastructure.
Is BIN 401325 a credit, debit, or prepaid card?
BIN 401325 belongs to the debit card category. This is not a prepaid card, so it is linked to a standard bank account or approved credit facility.
What payment network does BIN 401325 use?
BIN 401325 operates on the VISA payment network using the VPAY card scheme. This means all transactions made with cards carrying this BIN are routed and processed through VISA's global payment infrastructure.
What currency is associated with BIN 401325?
The primary currency associated with BIN 401325 is Unknown. This is the currency in which domestic transactions are typically billed for cards under this BIN range when used in POLAND. International transactions may involve currency conversion depending on the merchant's country.
Does BIN 401325 pass the Luhn check?
Yes — card numbers beginning with BIN 401325 pass the Luhn algorithm. The Luhn algorithm is a standard checksum formula used by payment systems to detect miskeyed or structurally invalid card numbers. A passing result confirms the number range is mathematically valid.
