BIN 488973
BSP FINANCIAL GROUP, LTD. • PAPUA NEW GUINEA • VISA
About BIN 488973
BIN 488973 is a VISA debit card operating on the CLASSIC payment network, issued by BSP FINANCIAL GROUP, LTD. in PAPUA NEW GUINEA (PG). The default settlement currency for this card is Unknown. This is not a prepaid card — it is linked to a standard bank account or credit facility. Card numbers beginning with this BIN pass the Luhn algorithm validation, confirming they are structurally valid card numbers.
Frequently Asked Questions
What is BIN 488973?
A Bank Identification Number (BIN), also called an Issuer Identification Number (IIN), is the first 6–8 digits of a payment card. BIN 488973 identifies BSP FINANCIAL GROUP, LTD. as the issuing institution for cards carrying this prefix. These digits tell payment processors which bank issued the card before the full transaction is initiated.
Which bank issued BIN 488973?
BIN 488973 was issued by BSP FINANCIAL GROUP, LTD., a financial institution operating in PAPUA NEW GUINEA.
In which country is BIN 488973 registered?
BIN 488973 is registered in PAPUA NEW GUINEA (country code: PG). The issuing bank, BSP FINANCIAL GROUP, LTD., holds the licence to issue cards under this BIN range in PAPUA NEW GUINEA. Transactions on these cards typically involve PAPUA NEW GUINEA-based banking and settlement infrastructure.
Is BIN 488973 a credit, debit, or prepaid card?
BIN 488973 belongs to the debit card category. This is not a prepaid card, so it is linked to a standard bank account or approved credit facility.
What payment network does BIN 488973 use?
BIN 488973 operates on the VISA payment network using the CLASSIC card scheme. This means all transactions made with cards carrying this BIN are routed and processed through VISA's global payment infrastructure.
What currency is associated with BIN 488973?
The primary currency associated with BIN 488973 is Unknown. This is the currency in which domestic transactions are typically billed for cards under this BIN range when used in PAPUA NEW GUINEA. International transactions may involve currency conversion depending on the merchant's country.
Does BIN 488973 pass the Luhn check?
Yes — card numbers beginning with BIN 488973 pass the Luhn algorithm. The Luhn algorithm is a standard checksum formula used by payment systems to detect miskeyed or structurally invalid card numbers. A passing result confirms the number range is mathematically valid.
