BIN 405263
NEPAL INVESTMENT MEGA BANK, LTD. • NEPAL • VISA
About BIN 405263
BIN 405263 is a VISA credit card operating on the CLASSIC payment network, issued by NEPAL INVESTMENT MEGA BANK, LTD. in NEPAL (NP). The default settlement currency for this card is Unknown. This is not a prepaid card — it is linked to a standard bank account or credit facility. Card numbers beginning with this BIN pass the Luhn algorithm validation, confirming they are structurally valid card numbers.
Frequently Asked Questions
What is BIN 405263?
A Bank Identification Number (BIN), also called an Issuer Identification Number (IIN), is the first 6–8 digits of a payment card. BIN 405263 identifies NEPAL INVESTMENT MEGA BANK, LTD. as the issuing institution for cards carrying this prefix. These digits tell payment processors which bank issued the card before the full transaction is initiated.
Which bank issued BIN 405263?
BIN 405263 was issued by NEPAL INVESTMENT MEGA BANK, LTD., a financial institution operating in NEPAL.
In which country is BIN 405263 registered?
BIN 405263 is registered in NEPAL (country code: NP). The issuing bank, NEPAL INVESTMENT MEGA BANK, LTD., holds the licence to issue cards under this BIN range in NEPAL. Transactions on these cards typically involve NEPAL-based banking and settlement infrastructure.
Is BIN 405263 a credit, debit, or prepaid card?
BIN 405263 belongs to the credit card category. This is not a prepaid card, so it is linked to a standard bank account or approved credit facility.
What payment network does BIN 405263 use?
BIN 405263 operates on the VISA payment network using the CLASSIC card scheme. This means all transactions made with cards carrying this BIN are routed and processed through VISA's global payment infrastructure.
What currency is associated with BIN 405263?
The primary currency associated with BIN 405263 is Unknown. This is the currency in which domestic transactions are typically billed for cards under this BIN range when used in NEPAL. International transactions may involve currency conversion depending on the merchant's country.
Does BIN 405263 pass the Luhn check?
Yes — card numbers beginning with BIN 405263 pass the Luhn algorithm. The Luhn algorithm is a standard checksum formula used by payment systems to detect miskeyed or structurally invalid card numbers. A passing result confirms the number range is mathematically valid.
