BIN 431362
HAUGESUND SPAREBANK • NORWAY • VISA
About BIN 431362
BIN 431362 is a VISA debit card operating on the GOLD payment network, issued by HAUGESUND SPAREBANK in NORWAY (NO). The default settlement currency for this card is Unknown. This is not a prepaid card — it is linked to a standard bank account or credit facility. Card numbers beginning with this BIN pass the Luhn algorithm validation, confirming they are structurally valid card numbers.
Frequently Asked Questions
What is BIN 431362?
A Bank Identification Number (BIN), also called an Issuer Identification Number (IIN), is the first 6–8 digits of a payment card. BIN 431362 identifies HAUGESUND SPAREBANK as the issuing institution for cards carrying this prefix. These digits tell payment processors which bank issued the card before the full transaction is initiated.
Which bank issued BIN 431362?
BIN 431362 was issued by HAUGESUND SPAREBANK, a financial institution operating in NORWAY.
In which country is BIN 431362 registered?
BIN 431362 is registered in NORWAY (country code: NO). The issuing bank, HAUGESUND SPAREBANK, holds the licence to issue cards under this BIN range in NORWAY. Transactions on these cards typically involve NORWAY-based banking and settlement infrastructure.
Is BIN 431362 a credit, debit, or prepaid card?
BIN 431362 belongs to the debit card category. This is not a prepaid card, so it is linked to a standard bank account or approved credit facility.
What payment network does BIN 431362 use?
BIN 431362 operates on the VISA payment network using the GOLD card scheme. This means all transactions made with cards carrying this BIN are routed and processed through VISA's global payment infrastructure.
What currency is associated with BIN 431362?
The primary currency associated with BIN 431362 is Unknown. This is the currency in which domestic transactions are typically billed for cards under this BIN range when used in NORWAY. International transactions may involve currency conversion depending on the merchant's country.
Does BIN 431362 pass the Luhn check?
Yes — card numbers beginning with BIN 431362 pass the Luhn algorithm. The Luhn algorithm is a standard checksum formula used by payment systems to detect miskeyed or structurally invalid card numbers. A passing result confirms the number range is mathematically valid.
