BIN 404712
FANA SPAREBANK • NORWAY • VISA
About BIN 404712
BIN 404712 is a VISA credit card operating on the CLASSIC payment network, issued by FANA SPAREBANK in NORWAY (NO). The default settlement currency for this card is Unknown. This is not a prepaid card — it is linked to a standard bank account or credit facility. Card numbers beginning with this BIN pass the Luhn algorithm validation, confirming they are structurally valid card numbers.
Frequently Asked Questions
What is BIN 404712?
A Bank Identification Number (BIN), also called an Issuer Identification Number (IIN), is the first 6–8 digits of a payment card. BIN 404712 identifies FANA SPAREBANK as the issuing institution for cards carrying this prefix. These digits tell payment processors which bank issued the card before the full transaction is initiated.
Which bank issued BIN 404712?
BIN 404712 was issued by FANA SPAREBANK, a financial institution operating in NORWAY.
In which country is BIN 404712 registered?
BIN 404712 is registered in NORWAY (country code: NO). The issuing bank, FANA SPAREBANK, holds the licence to issue cards under this BIN range in NORWAY. Transactions on these cards typically involve NORWAY-based banking and settlement infrastructure.
Is BIN 404712 a credit, debit, or prepaid card?
BIN 404712 belongs to the credit card category. This is not a prepaid card, so it is linked to a standard bank account or approved credit facility.
What payment network does BIN 404712 use?
BIN 404712 operates on the VISA payment network using the CLASSIC card scheme. This means all transactions made with cards carrying this BIN are routed and processed through VISA's global payment infrastructure.
What currency is associated with BIN 404712?
The primary currency associated with BIN 404712 is Unknown. This is the currency in which domestic transactions are typically billed for cards under this BIN range when used in NORWAY. International transactions may involve currency conversion depending on the merchant's country.
Does BIN 404712 pass the Luhn check?
Yes — card numbers beginning with BIN 404712 pass the Luhn algorithm. The Luhn algorithm is a standard checksum formula used by payment systems to detect miskeyed or structurally invalid card numbers. A passing result confirms the number range is mathematically valid.
